United Bankers
14,1 EUR +0,71 %4.206 investorer følger denne virksomhed
United Bankers operates in the financial industry. The bank offers a wide range of financial services in asset and fund management, as well as structured investment and corporate loans. The advice covers a large part of the major financial markets on a global level and includes both listed and unlisted companies, as well as a selection of listed funds and derivatives. The bank was founded in 1986 and is headquartered in Helsinki.
P/E (23e)
11,37
EV/EBIT (23e)
7,86
P/B (23e)
2,93
Udbytteafkast, % (23e)
7,09 %
Kursmål
16.00 EUR
Anbefaling
Akkumulér
Opdateret
19.2.2023
NASDAQ Helsinki
UNITED
Daglig lav / høj pris
14 / 14,2
EUR
Markedsværdi
151,9 mio. EUR
Aktieomsætning
14,75 t EUR
Volumen
1,1 t
Risiko og anbefaling
HøjRisikoLav
SælgAnbefalingKøb
Seneste analyser
Analyst
Sauli Vilén
Business lead research, analyst
Kasper Mellas
Analytiker
Finanskalender
Delårsrapport
25.08.2023
Ekstraordinært udbytte
21.09.2023
Resultatopgørelse
| 2019 | 2020 | 2021 | 2022 | 2023e | 2024e | 2025e | 2026e | |
|---|---|---|---|---|---|---|---|---|
| Omsætning | 32,50 | 34,36 | 43,80 | 48,56 | 52,59 | 57,14 | 61,77 | 67,50 |
| vækst-% | 9,41 % | 5,72 % | 27,47 % | 10,89 % | 8,29 % | 8,65 % | 8,10 % | 9,27 % |
| EBITDA | 7,67 | 10,05 | 15,92 | 18,43 | 19,52 | 21,14 | 23,43 | 26,58 |
| EBIT (adj.) | 6,73 | 8,59 | 14,43 | 16,51 | 17,52 | 19,04 | 20,88 | 23,97 |
| EBIT | 5,93 | 8,35 | 14,32 | 16,51 | 17,52 | 19,04 | 20,88 | 23,97 |
| Overskud før skat | 5,93 | 8,35 | 14,32 | 16,51 | 17,52 | 19,04 | 20,88 | 23,97 |
| Netto indkomst | 4,42 | 6,24 | 10,35 | 12,54 | 13,24 | 14,14 | 15,59 | 18,04 |
| EPS (adj.) | 0,51 | 0,62 | 1,01 | 1,18 | 1,24 | 1,32 | 1,45 | 1,67 |
| vækst-% | 13,67 % | 21,16 % | 62,23 % | 17,25 % | 5,07 % | 6,32 % | 9,76 % | 15,13 % |
| Udbytte | 0,43 | 0,51 | 0,80 | 0,90 | 1,00 | 1,10 | 1,20 | 1,27 |
| Udbytte ratio | 101,19 % | 85,41 % | 80,30 % | 76,29 % | 80,67 % | 83,46 % | 82,95 % | 76,29 % |
Profitability and return on capital
| 2019 | 2020 | 2021 | 2022 | 2023e | 2024e | 2025e | 2026e | |
|---|---|---|---|---|---|---|---|---|
| EBITDA-% | 23,61 % | 29,25 % | 36,35 % | 37,95 % | 37,11 % | 36,99 % | 37,94 % | 39,39 % |
| EBIT-% (adj.) | 20,70 % | 25,00 % | 32,95 % | 33,99 % | 33,31 % | 33,32 % | 33,80 % | 35,51 % |
| EBIT-% | 18,24 % | 24,30 % | 32,70 % | 33,99 % | 33,31 % | 33,32 % | 33,80 % | 35,51 % |
| ROE | 13,13 % | 16,45 % | 25,14 % | 27,50 % | 26,72 % | 26,63 % | 27,49 % | 29,48 % |
| ROI | 15,78 % | 20,63 % | 32,76 % | 34,97 % | 34,90 % | 34,93 % | 35,36 % | 37,23 % |
Værdiansættelse
| 2019 | 2020 | 2021 | 2022 | 2023e | 2024e | 2025e | 2026e | |
|---|---|---|---|---|---|---|---|---|
| Share price (EUR) | 8,80 | 10,70 | 14,20 | 13,60 | 14,10 | 14,10 | 14,10 | 14,10 |
| Aktier | 10,40 | 10,44 | 10,38 | 10,63 | 10,68 | 10,73 | 10,78 | 10,83 |
| Markedsværdi | 91,55 | 111,73 | 147,46 | 144,54 | 150,56 | 151,27 | 151,97 | 152,68 |
| Enterprise value | 79,32 | 102,35 | 135,19 | 135,85 | 137,70 | 134,01 | 129,64 | 123,79 |
| EV/S | 2,44 | 2,98 | 3,09 | 2,80 | 2,62 | 2,35 | 2,10 | 1,83 |
| EV/EBITDA | 10,34 | 10,18 | 8,49 | 7,37 | 7,06 | 6,34 | 5,53 | 4,66 |
| EV/EBIT (adj.) | 11,79 | 11,91 | 9,37 | 8,23 | 7,86 | 7,04 | 6,21 | 5,16 |
| EV/EBIT | 13,38 | 12,26 | 9,44 | 8,23 | 7,86 | 7,04 | 6,21 | 5,16 |
| P/E (adj.) | 17,19 | 17,25 | 14,11 | 11,53 | 11,37 | 10,70 | 9,75 | 8,47 |
| P/E | 20,30 | 17,92 | 14,27 | 11,53 | 11,37 | 10,70 | 9,75 | 8,47 |
| P/B | 2,47 | 2,88 | 3,39 | 3,03 | 2,93 | 2,76 | 2,59 | 2,40 |
| P/S | 2,82 | 3,25 | 3,37 | 2,98 | 2,86 | 2,65 | 2,46 | 2,26 |
| Udbytteprocent | 4,89 % | 4,77 % | 5,63 % | 6,62 % | 7,09 % | 7,80 % | 8,51 % | 9,01 % |
| Equity ratio | 59,52 % | 66,77 % | 56,72 % | 67,15 % | 68,41 % | 69,49 % | 70,53 % | 71,72 % |
| Gearing ratio | -33,00 % | -24,73 % | -29,55 % | -19,82 % | -26,18 % | -31,90 % | -37,74 % | -44,10 % |
Kvartalsdata
| Q1/22 | Q2/22 | Q3/22 | Q4/22 | 2022 | Q1/23e | Q2/23e | Q3/23e | Q4/23e | |
|---|---|---|---|---|---|---|---|---|---|
| Omsætning | 23,36 | 25,21 | 48,56 | 24,86 | 27,73 | ||||
| EBITDA | 8,39 | 10,04 | 18,43 | 8,66 | 10,85 | ||||
| EBIT | 7,43 | 9,07 | 16,51 | 7,66 | 9,85 | ||||
| Overskud før skat | 7,43 | 9,07 | 16,51 | 7,66 | 9,85 | ||||
| Netto indkomst | 5,58 | 6,96 | 12,54 | 5,75 | 7,48 |
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