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Inderes’ Disclaimer can be found here. Detailed information about each share actively monitored by Inderes is available on the company-specific pages on Inderes’ website. © Inderes Oyj. All rights reserved.

Oma Säästöpankki

16.96 EUR+0.12 %7.9, 10.40
6,632 following

OMASP

NASDAQ Helsinki

Banks

Financials

Overview
Financials & Estimates
Dividend
Investor views
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+0.12 %
+0.12 %
+44.22 %
+43.73 %
+39.02 %
+70.62 %
-19.81 %
+6.33 %
+137.20 %

Oma Savings Bank is a Finnish bank that serves private and corporate customers nationwide through its branch offices and digital service channels. The company focuses primarily on retail banking operations and provides its clients banking services through its own balance sheet as well as by acting as an intermediary for its partners' products, such as credit, investment, and loan insurance products. OmaSp is also engaged in mortgage banking operations.

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Market cap
565.73M EUR
Turnover
464.48K EUR
P/E (adj.) (26e)
13.36
ROE-% (26e)
6.41 %
P/B (26e)
0.87
EV/S (26e)
13.81
Dividend yield-% (26e)
3.6 %
Coverage
Recommendation
Reduce
Target price
17.00 EUR
Updated
13.08.2026
Disclaimer
Kasper Mellas
Kasper Mellas

Analyst

Latest research

Latest analysis report

Released: 13.08.2026

Latest extensive report

Released: 23.04.2026

Revenue and EBIT-%
EPS and dividend
Financial calendar
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Forum discussions
I have somewhat mixed feelings reading these news, now that things are slowly coming to light. A couple of years ago when I started writing about these things here, many surely thought that something like this isn’t possible in Finland today. However, it was possible, and we haven...
9/3/2026, 5:14 PM
18
On Wednesday, the District Court of South Ostrobothnia declared Fisyri bankrupt. The company in the construction sector was previously known as Fincap. The company’s largest owners were Janne Kotamäki and Raimo Sarajärvi. The bankruptcy petition was filed by Oma Säästöpankki (OmaSp...
8/26/2026, 10:48 AM
by Lohav
11
I haven’t delved too deeply into the results, but at a quick glance, the quality of the loan portfolio continues to deteriorate. These two tables illustrate the matter well: The loan portfolio continues to shrink in euro terms, while at the same time, the amount of past-due and non...
8/13/2026, 1:58 PM
9
The District Court of South Ostrobothnia on Thursday placed into bankruptcy two companies owned by businessmen Raimo Sarajärvi and Janne Kotamäki from Seinäjoki. The companies placed into bankruptcy are Fisyr Vuokra-asunnot Oy and Armas Palvelukiinteistöt Oy. Both companies had been...
9/3/2026, 9:33 AM
by Lohav
5
Here are Kassu’s brief comments on the competition authority approving S-Pankki’s tender offer for OmaSp Inderes – 28 Aug 26 Kilpailuviranomainen hyväksyi S-Pankin ostotarjouksen OmaSp:stä - Inderes Ostotarjouksen läpimeno on nyt kiinni siitä, saako S-Pankki riittävän suuren osuuden...
8/28/2026, 6:44 AM
by Sijoittaja-alokas
5
Bankruptcy streak continues – Now OmaSp targets the owner of a former clothing store property The owner of the property located on Koulukatu is the eighth bankruptcy petition filed by OmaSp from the same corporate group. CK Development is one of the companies for which a bankruptcy...
8/12/2026, 6:40 PM
by Lohav
5
OmaSP has been quite generous in distributing money to the business ventures of these particular gentlemen. NORDEA was also previously handing out credit at a similar pace. OP noticed something suspicious in the operations quite early on and stopped providing credit.
8/12/2026, 6:57 PM
by Lohav
3
Read more on our forum
Operating income and EBIT-%

Operating income M

EBIT-% (adj.)

EPS and dividend

EPS (adj.)

Dividend %

Financial calendar
5.11
2026

Interim report Q3'26

Regulatory press release02.09.2026, 21.45

Decisions of the Board of Directors of Oma Savings Bank Plc on the treatment of share-based incentive plans in connection with S-Bank Plc's public tender offer

Oma Säästöpankki
Regulatory press release31.08.2026, 13.05

S-Bank Plc supplements the tender offer document dated 16 July 2026 regarding its voluntary public cash tender offer for all the shares in Oma Savings Bank Plc

Oma Säästöpankki
Analyst Comment28.08.2026, 07.42 by
Kasper Mellas

Konkurrencemyndigheden godkendte S-Bankens købstilbud på OmaSp

At købstilbuddet gennemføres, afhænger nu af, om S-Pankki opnår en tilstrækkelig stor andel af OmaSp's aktier (dvs. over 90 %) i løbet af tilbudsperioden.

Oma Säästöpankki

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Regulatory press release27.08.2026, 08.05

S-Bank Plc has received required merger control clearance for its voluntary public cash tender offer for all the shares in Oma Savings Bank Plc

Oma Säästöpankki
Regulatory press release14.08.2026, 14.05

S-Bank Plc supplements the tender offer document dated 16 July 2026 regarding its voluntary public cash tender offer for all the shares in Oma Savings Bank Plc

Oma Säästöpankki
OmaSp Q2'26: Resultatudviklingen bød ikke på overraskelser
Research13.08.2026, 18.05 by
Kasper Mellas

OmaSp Q2'26: Resultatudviklingen bød ikke på overraskelser

Kursudviklingen i slutningen af året afhænger dog af godkendelsen af S-Pankkis købstilbud, hvilket vi anser for meget sandsynligt.

Oma Säästöpankki
Oma Savings Bank, Q2'26
Webcast13.08.2026, 11.00

Oma Savings Bank, Q2'26

Oma Säästöpankki
Oma Säästöpankki, Q2'26
Webcast13.08.2026, 10.00

Oma Säästöpankki, Q2'26

Oma Säästöpankki
Regulatory press release13.08.2026, 08.00

New lending volumes increased, and capital adequacy continued to strengthen – comparable profit before taxes for January–June amounted to EUR 23.6 million

Oma Säästöpankki
OmaSp Q2'26 preview: Resultatudviklingen er i øjeblikket i baggrunden
Analyst Comment11.08.2026, 07.06 by
Kasper Mellas

OmaSp Q2'26 preview: Resultatudviklingen er i øjeblikket i baggrunden

For aktionærerne spiller regnskabsmeddelelsen en birolle på nuværende tidspunkt, da udviklingen i S-Bankens købstilbud i høj grad vil bestemme kursudviklingen for resten af året.

Oma Säästöpankki
Press release06.08.2026, 08.00

Oma Savings Bank Plc to publish its Half-Year Financial Report Report for January-June 2026 and hold a webcast on 13 August 2026

Oma Säästöpankki
Regulatory press release16.07.2026, 13.01

S-Bank Plc commences the voluntary recommended public cash tender offer for all the shares in Oma Savings Bank Plc on 17 July 2026

Oma Säästöpankki
Regulatory press release14.07.2026, 18.00

S&P Global Ratings places Oma Savings Bank Plc's long-term rating on CreditWatch Positive

Oma Säästöpankki
Regulatory press release14.07.2026, 08.30

Oma Savings Bank Plc: Statement of the Board of Directors of Oma Savings Bank Plc regarding the voluntary recommended public tender offer by S-Bank Plc

Oma Säästöpankki
OmaSp: Vi anbefaler ejerne at acceptere tilbuddet
Research09.07.2026, 20.58 by
Kasper Mellas

OmaSp: Vi anbefaler ejerne at acceptere tilbuddet

Den attraktive pris giver efter vores mening en fremragende mulighed for at afhænde OmaSp-aktien uden risikoen forbundet med en vending i indtjeningen.

Oma Säästöpankki
S-Pankki har offentliggjort et købstilbud på OmaSp's aktier
Analyst Comment09.07.2026, 08.25 by
Kasper Mellas

S-Pankki har offentliggjort et købstilbud på OmaSp's aktier

Den pris, S-Pankki tilbyder, er efter vores mening attraktiv for investorer.

Oma Säästöpankki
Regulatory press release09.07.2026, 07.31

Inside information: S-Bank Plc announces a voluntary recommended public cash tender offer of EUR 17.20 per share for all shares in Oma Savings Bank Plc

Oma Säästöpankki
OmaSp foretager en omkostningshensættelse på 2,5 MEUR for mangler i styringen af kreditrisici
Analyst Comment25.06.2026, 07.33 by
Kasper Mellas

OmaSp foretager en omkostningshensættelse på 2,5 MEUR for mangler i styringen af kreditrisici

Afskrivningen er relateret til koncentrationsrisikoen for en enkelt kunde.

Oma Säästöpankki
Regulatory press release24.06.2026, 13.00

The Finnish Financial Supervisory Authority has evaluated the operations of Oma Savings Bank Plc for the period 19 December 2018 – 4 February 2025 and has initiated a hearing procedure in accordance with the Administrative Procedure Act

Oma Säästöpankki
Regulatory press release17.06.2026, 10.30

Oma Savings Bank Plc’s composition of Shareholders’ Nomination Committee

Oma Säästöpankki