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Oma Säästöpankki

16.88 EUR-0.12 %17.8, 17.29
6,638 following

OMASP

NASDAQ Helsinki

Banks

Financials

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Financials & Estimates
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Investor consensus
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-0.12 %
+0.12 %
+44.03 %
+38.59 %
+38.36 %
+76.02 %
-21.31 %
+7.17 %
+136.08 %

Oma Savings Bank is a Finnish bank that serves private and corporate customers nationwide through its branch offices and digital service channels. The company focuses primarily on retail banking operations and provides its clients banking services through its own balance sheet as well as by acting as an intermediary for its partners' products, such as credit, investment, and loan insurance products. OmaSp is also engaged in mortgage banking operations.

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Market cap
563.06M EUR
Turnover
47.43K EUR
P/E (adj.) (26e)
13.29
ROE-% (26e)
6.41 %
P/B (26e)
0.87
EV/S (26e)
13.8
Dividend yield-% (26e)
3.62 %
Coverage
Recommendation
Reduce
Target price
17.00 EUR
Updated
13.08.2026
Disclaimer
Kasper Mellas
Kasper Mellas

Analyst

Latest research

Latest analysis report

Released: 13.08.2026

Latest extensive report

Released: 23.04.2026

Revenue and EBIT-%
EPS and dividend
Financial calendar
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Business risk
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Forum discussions
Today, Ilkka-Pohjalainen once again features a couple of news items regarding OmaSp and Sarajärvi. The reason for bringing these up here follows at the end of the post. More bankruptcies: Ilkka-Pohjalainen Yli 34 miljoonan euron lisävelat – Useita uusia Sarajärven yrityksiä haettu...
8/6/2026, 3:47 PM
33
The soup keeps simmering, and even the journalists at Ilkka have gotten a handle on where the shares owned by Casyr ended up: The article behind the paywall is long and offers plenty of reading for those interested in the matter: Ilkka-Pohjalainen Kenelle konkurssiyhtiön osuus SJK...
8/7/2026, 3:51 PM
23
I haven’t delved too deeply into the results, but at a quick glance, the quality of the loan portfolio continues to deteriorate. These two tables illustrate the matter well: The loan portfolio continues to shrink in euro terms, while at the same time, the amount of past-due and non...
8/13/2026, 1:58 PM
8
It is truly remarkable how the aforementioned inaction and passivity of the bank’s new management have allowed assets to be shifted to the detriment of creditors. The board’s inaction comes as no surprise; they haven’t known how to act at any point, and have allowed problems to mount...
8/7/2026, 6:55 AM
by Westend
6
Bankruptcy streak continues – Now OmaSp targets the owner of a former clothing store property The owner of the property located on Koulukatu is the eighth bankruptcy petition filed by OmaSp from the same corporate group. CK Development is one of the companies for which a bankruptcy...
8/12/2026, 6:40 PM
by Lohav
5
OmaSP has been quite generous in distributing money to the business ventures of these particular gentlemen. NORDEA was also previously handing out credit at a similar pace. OP noticed something suspicious in the operations quite early on and stopped providing credit.
8/12/2026, 6:57 PM
by Lohav
3
Next up will probably be the Train Factory arrangements. Maybe next we’ll see an S-Pankki Stadium in Seinäjoki.
8/6/2026, 12:00 PM
3
Read more on our forum
Operating income and EBIT-%

Operating income M

EBIT-% (adj.)

EPS and dividend

EPS (adj.)

Dividend %

Financial calendar
5.11
2026

Interim report Q3'26

Regulatory press release14.08.2026, 14.05

S-Bank Plc supplements the tender offer document dated 16 July 2026 regarding its voluntary public cash tender offer for all the shares in Oma Savings Bank Plc

Oma Säästöpankki
OmaSp Q2'26: Resultatudviklingen bød ikke på overraskelser
Research13.08.2026, 18.05 by
Kasper Mellas

OmaSp Q2'26: Resultatudviklingen bød ikke på overraskelser

Kursudviklingen i slutningen af året afhænger dog af godkendelsen af S-Pankkis købstilbud, hvilket vi anser for meget sandsynligt.

Oma Säästöpankki
Oma Savings Bank, Q2'26
Webcast13.08.2026, 11.00

Oma Savings Bank, Q2'26

Oma Säästöpankki

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Oma Säästöpankki, Q2'26
Webcast13.08.2026, 10.00

Oma Säästöpankki, Q2'26

Oma Säästöpankki
Regulatory press release13.08.2026, 08.00

New lending volumes increased, and capital adequacy continued to strengthen – comparable profit before taxes for January–June amounted to EUR 23.6 million

Oma Säästöpankki
OmaSp Q2'26 preview: Resultatudviklingen er i øjeblikket i baggrunden
Analyst Comment11.08.2026, 07.06 by
Kasper Mellas

OmaSp Q2'26 preview: Resultatudviklingen er i øjeblikket i baggrunden

For aktionærerne spiller regnskabsmeddelelsen en birolle på nuværende tidspunkt, da udviklingen i S-Bankens købstilbud i høj grad vil bestemme kursudviklingen for resten af året.

Oma Säästöpankki
Press release06.08.2026, 08.00

Oma Savings Bank Plc to publish its Half-Year Financial Report Report for January-June 2026 and hold a webcast on 13 August 2026

Oma Säästöpankki
Regulatory press release16.07.2026, 13.01

S-Bank Plc commences the voluntary recommended public cash tender offer for all the shares in Oma Savings Bank Plc on 17 July 2026

Oma Säästöpankki
Regulatory press release14.07.2026, 18.00

S&P Global Ratings places Oma Savings Bank Plc's long-term rating on CreditWatch Positive

Oma Säästöpankki
Regulatory press release14.07.2026, 08.30

Oma Savings Bank Plc: Statement of the Board of Directors of Oma Savings Bank Plc regarding the voluntary recommended public tender offer by S-Bank Plc

Oma Säästöpankki
OmaSp: Vi anbefaler ejerne at acceptere tilbuddet
Research09.07.2026, 20.58 by
Kasper Mellas

OmaSp: Vi anbefaler ejerne at acceptere tilbuddet

Den attraktive pris giver efter vores mening en fremragende mulighed for at afhænde OmaSp-aktien uden risikoen forbundet med en vending i indtjeningen.

Oma Säästöpankki
S-Pankki har offentliggjort et købstilbud på OmaSp's aktier
Analyst Comment09.07.2026, 08.25 by
Kasper Mellas

S-Pankki har offentliggjort et købstilbud på OmaSp's aktier

Den pris, S-Pankki tilbyder, er efter vores mening attraktiv for investorer.

Oma Säästöpankki
Regulatory press release09.07.2026, 07.31

Inside information: S-Bank Plc announces a voluntary recommended public cash tender offer of EUR 17.20 per share for all shares in Oma Savings Bank Plc

Oma Säästöpankki
OmaSp foretager en omkostningshensættelse på 2,5 MEUR for mangler i styringen af kreditrisici
Analyst Comment25.06.2026, 07.33 by
Kasper Mellas

OmaSp foretager en omkostningshensættelse på 2,5 MEUR for mangler i styringen af kreditrisici

Afskrivningen er relateret til koncentrationsrisikoen for en enkelt kunde.

Oma Säästöpankki
Regulatory press release24.06.2026, 13.00

The Finnish Financial Supervisory Authority has evaluated the operations of Oma Savings Bank Plc for the period 19 December 2018 – 4 February 2025 and has initiated a hearing procedure in accordance with the Administrative Procedure Act

Oma Säästöpankki
Regulatory press release17.06.2026, 10.30

Oma Savings Bank Plc’s composition of Shareholders’ Nomination Committee

Oma Säästöpankki
S&P bekræftede OmaSp's kreditvurdering og fandt udsigterne negative
Analyst Comment11.06.2026, 08.04 by
Kasper Mellas

S&P bekræftede OmaSp's kreditvurdering og fandt udsigterne negative

Beslutningen er ikke overraskende, da bekymringerne vedrørende kreditporteføljens kvalitet endnu ikke er helt forbi.

Oma Säästöpankki
Regulatory press release10.06.2026, 19.45

S&P Global Ratings affirmed the BBB/A-2 credit rating and maintained the negative outlook for Oma Savings Bank Plc

Oma Säästöpankki
Regulatory press release27.05.2026, 15.00

Oma Savings Bank Plc - Managers' transactions - Sirkiä

Oma Säästöpankki
Regulatory press release27.05.2026, 15.00

Oma Savings Bank Plc - Managers' transactions - Liiri

Oma Säästöpankki