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Oma Säästöpankki

10.76 EUR

-0.37 %

6,741 following

OMASP

NASDAQ Helsinki

Banks

Financials

-0.37 %
+0.56 %
+1.89 %
+21.58 %
+1.51 %
+0.56 %
-40.35 %
+11.16 %
+50.49 %

Oma Savings Bank is a Finnish bank that serves private and corporate customers nationwide through its branch offices and digital service channels. The company focuses primarily on retail banking operations and provides its clients banking services through its own balance sheet as well as by acting as an intermediary for its partners' products, such as credit, investment, and loan insurance products. OmaSp is also engaged in mortgage banking operations.

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Market cap
358.7M EUR
Turnover
120.45K EUR
P/E (adj.) (25e)
8.51
ROE-% (25e)
6.53 %
P/B (25e)
0.58
EV/S (25e)
12.51
Dividend yield-% (25e)
3.27 %
Coverage
Recommendation
Reduce
Target price
10.00 EUR
Updated
04.11.2025
Disclaimer
Kasper Mellas
Kasper Mellas

Analyst

Latest research

Latest analysis report

Released: 03.08.2021

Operating income and EBIT-%

Operating income M

EBIT-% (adj.)

EPS and dividend

EPS (adj.)

Dividend %

Financial calendar
12.2
2026

Annual report '25

16.4
2026

General meeting '26

7.5
2026

Interim report Q1'26

Risk
Business risk
Valuation risk
Low
High
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Analyst Comment by
Sauli Vilén, Kasper Mellas

The financial sector will rank top positions on dividend lists also next spring

For financial companies, 2025 has been very positive in terms of the operating environment, with strong capital market development and stabilized interest rates. However, the performance of the companies has been varying, and many companies we follow have suffered particularly from the subdued development of alternative investment returns (new sales and performance fees).

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Forum discussions
Interesting article. The part about connecting Stubbin’s company to the mix is quite a fantasy. There’s a person on Stubbin’s company’s board who is on another company’s board, whose CEO is a shareholder in a third company that has taken out a loan from OmaSP. Ok. Otherwise, the ...
12/10/2025, 12:20 PM
by PikkuOsta
28
In connection with the Minkkinen case, the same thing emerged that I have written about here a long time ago. Minkkinen had a cottage in Lapland, which Minkkinen voluntarily sold when trying to cope with his debts (the buyer was a party linked to OmaSp’s then Kankaanpää branch manager...
12/10/2025, 2:36 PM
25
Ilkka-Pohjalainen reported that three former board members will be charged with insider trading.
yesterday
by curios
8
The old wisdoms and facts from the banking sector have always held true. It is regrettable that Omasp’s board failed to grasp this, instead allowing management free rein to boast about their success and their customer-centric, effective operating model, which consequently attracted...
3 hours ago
by Westend
6
I agree. Interesting article and I believe these connections regarding ASG Oy are just to raise attention. The matters at the beginning of the article, however, are noteworthy, especially Turtio’s voice messages. Of course, an earlier publication, where Talouselämä’s Koponen’s comments...
12/10/2025, 12:34 PM
6
The following x.com update provides more in-depth, documented additional information, especially regarding the actions of the bank’s former employees. The article on X, among other things, includes a former executive’s voice message selling NHI company shares under the counter: https...
12/10/2025, 11:46 AM
6
Here’s a new and fresh perspective regarding money laundering. I haven’t gone through all the previous posts here, so if there’s been discussion on the topic before, I didn’t notice them: Yirah.fi Rakenne, joka ei kysy – Historiallisten pankkiskandaalien kaava ja... Kun Finanssivalvonta...
yesterday
5
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