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Oma Säästöpankki

12.18 EUR

-0.65 %

6,719 following
Corporate customer

OMASP

NASDAQ Helsinki

Banks

Financials

Overview
Financials & Estimates
Investor consensus
Compare
-0.65 %
-7.87 %
-0.16 %
+12.57 %
+27.01 %
+24.03 %
-38.48 %
+8.75 %
+70.35 %

Oma Savings Bank is a Finnish bank that serves private and corporate customers nationwide through its branch offices and digital service channels. The company focuses primarily on retail banking operations and provides its clients banking services through its own balance sheet as well as by acting as an intermediary for its partners' products, such as credit, investment, and loan insurance products. OmaSp is also engaged in mortgage banking operations.

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Market cap
406.04M EUR
Turnover
513.2K EUR
P/E (adj.) (26e)
9.76
ROE-% (26e)
6.14 %
P/B (26e)
0.64
EV/S (26e)
13.21
Dividend yield-% (26e)
4.73 %
Coverage
Recommendation
Reduce
Target price
12.00 EUR
Updated
13.02.2026
Disclaimer
Kasper Mellas
Kasper Mellas

Analyst

Latest research

Latest analysis report

Released: 13.02.2026

Operating income and EBIT-%

Operating income M

EBIT-% (adj.)

EPS and dividend

EPS (adj.)

Dividend %

Financial calendar
16.4
2026

General meeting '26

17.4
2026

Annual dividend

17.4
2026

Bonus dividend

Risk
Business risk
Valuation risk
Low
High
All
Research
Webcasts
Press releases
ShowingAll content types
OmaSp Q4'25: Indtjeningsvæksten er moderat
Research2/13/2026, 6:05 AM by
Kasper Mellas

OmaSp Q4'25: Indtjeningsvæksten er moderat

OmaSp rapporterede en god regnskabsmeddelelse for 4. kvartal i forhold til forventningerne. Ændringerne i estimaterne endte dog med at være negative.

Oma Säästöpankki
Oma Savings Bank's Financial Statements 2025
Webcast2/12/2026, 10:00 AM

Oma Savings Bank's Financial Statements 2025

Oma Säästöpankki
Regulatory press release2/12/2026, 7:00 AM

Oma Savings Bank Plc’s Financial Statements Release 1 January – 31 December 2025: Commission income increasing, cost growth halted – Q4 comparable profit before taxes EUR 17.2 million

Oma Säästöpankki

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OmaSp Q4’25 preview: Faldende nettorenteindtægter tynger stadig indtjeningsudviklingen
Analyst Comment2/10/2026, 6:28 AM by
Kasper Mellas

OmaSp Q4’25 preview: Faldende nettorenteindtægter tynger stadig indtjeningsudviklingen

På dette tidspunkt skyldes faldet i resultatet udelukkende tilbagegangen i nettorenteindtægterne, da rentabiliteten i sammenligningsperioden allerede led under en markant øget omkostningsstruktur.

Oma Säästöpankki
Finanstilsynet overvejer sanktioner mod OmaSp for mistanke om overtrædelser relateret til intern viden
Analyst Comment2/6/2026, 6:31 AM by
Kasper Mellas

Finanstilsynet overvejer sanktioner mod OmaSp for mistanke om overtrædelser relateret til intern viden

Meddelelsen er en fortsættelse af den proces, som Finanstilsynet (Fiva) allerede indledte i maj 2024.

Oma Säästöpankki
Regulatory press release2/5/2026, 4:00 PM

Oma Savings Bank Plc: The Financial Supervisory Authority has initiated a hearing procedure concerning imposing possible administrative sanctions on Oma Savings Bank Plc

Oma Säästöpankki
Press release2/5/2026, 10:56 AM

Oma Savings Bank Plc to publish its Financial Statements Release for 2025 on 12 February 2026

Oma Säästöpankki
Press release1/26/2026, 2:25 PM

Oma Savings Bank Plc Capital Markets Day 19 May 2026

Oma Säästöpankki
Regulatory press release1/20/2026, 2:45 PM

Change in the holding of Oma Savings Bank Plc’s own shares

Oma Säästöpankki
OmaSp's nye mål sigter mod en klar forbedring af resultaterne
Analyst Comment1/15/2026, 6:58 AM by
Kasper Mellas

OmaSp's nye mål sigter mod en klar forbedring af resultaterne

Selskabets nye finansielle mål er meget ambitiøse sammenlignet med vores nuværende estimater og kræver en stærk turnaround i indtjeningen samt en normalisering af risikoniveauet for at blive realiseret.

Oma Säästöpankki
Regulatory press release1/14/2026, 2:20 PM

Oma Savings Bank Plc’s Growth Strategy for 2026–2029

Oma Säästöpankki
Regulatory press release12/11/2025, 3:50 PM

Oma Savings Bank Plc: The investigation related to securities market offences has been completed

Oma Säästöpankki
Analyst Comment12/10/2025, 8:29 AM by
Sauli Vilén, Kasper Mellas

The financial sector will rank top positions on dividend lists also next spring

For financial companies, 2025 has been very positive in terms of the operating environment, with strong capital market development and stabilized interest rates. However, the performance of the companies has been varying, and many companies we follow have suffered particularly from the subdued development of alternative investment returns (new sales and performance fees).

Aktia PankkiOma SäästöpankkiAlisa PankkiNordea BankSampoMandatumAlexandria GroupTaaleriEvlieQUnited BankersCapManTitanium
Regulatory press release11/27/2025, 1:40 PM

Oma Savings Bank Plc - Managers' transactions - Sirkiä

Oma Säästöpankki
Regulatory press release11/27/2025, 1:40 PM

Oma Savings Bank Plc - Managers' transactions - Liiri

Oma Säästöpankki
Regulatory press release11/27/2025, 1:40 PM

Oma Savings Bank Plc - Managers' transactions - Alameri

Oma Säästöpankki
Regulatory press release11/27/2025, 1:35 PM

Oma Savings Bank Plc’s Board of Directors resolved on a directed share issue to the personnel of the company for the transfer of savings shares in the share savings plan

Oma Säästöpankki
Regulatory press release11/3/2025, 7:30 AM

Oma Savings Bank Plc’s Interim Report January-September 2025: Moderate result in challenging operating environment – solvency strengthened further

Oma Säästöpankki
Regulatory press release10/30/2025, 1:16 PM

Inside information: Oma Savings Bank Plc discontinues the IRB application process and does not seek IRB permit in the near future

Oma Säästöpankki
Regulatory press release10/30/2025, 1:15 PM

Oma Savings Bank Plc's financial reporting and Annual General Meeting in 2026

Oma Säästöpankki
Forum discussions
I just had to take a look at how the current Haapa asuntorahasto II Ky (Haapa Real Estate Fund II LP) is doing (and a few other things as well). First, a little history: A new partnership agreement was made and signed on September 1, 2025: Haapa Holding II Oy manages the affairs,...
2/10/2026, 3:10 PM
17
Tarkastellaan seuraavaksi Talouselämänkin nimeämää Vallilan velkavuorta. Viimeisin tilinpäätös Train Factory Holdingin osalta rekisteröitiin 19.1.2026. Konsernirakenne, rahoitusasema, oman pääoman riittävyys Perustuu tilinpäätöksiin 31.12.2024 ~56 M€ -3,0 M€/v 7 yhtiötä OmaSP lainat...
2/11/2026, 9:09 AM
16
Ei kahta, ilman kolmatta, joten kaupan päälle vielä City kauppapaikat, CK Development ja CK Kehitys Oy:n analyysit: CK Kehitys Oy · CK Development Oy · City Kauppapaikat Oy Perustuu tilinpäätöksiin 31.12.2024 ja kaupparekisteriotteisiin Päivämäärä: 11.2.2026 13,5 M€ 46,3 M€ ~49 %...
2/11/2026, 11:08 AM
14
Jos vielä suotte, niin tässä olisi analyysia Fincapin ongelmayhtiöistä. Tilinpäätökset oli rekisteröity PRH:n vasta viikko sitten, joka paljastaa katastrofaalisen tilanteen. FinCap-konsernin kriisiyhtiöt Armas Palvelukiinteistöt Oy · FinCap Kiinteistökehitys Oy · FinCap Vuokra-asunnot...
2/11/2026, 10:23 AM
8
I also took a quick look through the latest financial statements of Haapa asuntorahastot II Ky (formerly Fincap Fund II Ky), which may have already been discussed here: The most significant difference compared to before is other long-term debt of approx. €940k, which is presumably...
2/11/2026, 8:23 AM
8
That “impaired” loan portfolio has shrunk by €60M, which is a positive thing. Oma SP is surviving the Pasis’ mess:
2/12/2026, 7:40 AM
by Kunhalvallasaa
6
Thanks to Taustavaikuttaja for the insights. For the sake of the Finnish economy and banking sector alone, it would be important that the entire OmaSP tangle, including the “crony foundations” acting as its main owners, be thoroughly scrutinized. This means delving fully into everything...
2/11/2026, 12:36 AM
by Farseer
6
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