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Oma Säästöpankki

16.88 EUR+0.12 %28.7, 17.29
6,663 following

OMASP

NASDAQ Helsinki

Banks

Financials

Overview
Financials & Estimates
Dividend
Investor consensus
Compare
+0.12 %
+45.77 %
+47.81 %
+28.85 %
+38.36 %
+92.91 %
-19.04 %
+23.21 %
+136.08 %

Oma Savings Bank is a Finnish bank that serves private and corporate customers nationwide through its branch offices and digital service channels. The company focuses primarily on retail banking operations and provides its clients banking services through its own balance sheet as well as by acting as an intermediary for its partners' products, such as credit, investment, and loan insurance products. OmaSp is also engaged in mortgage banking operations.

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Market cap
563.06M EUR
Turnover
109.44K EUR
P/E (adj.) (26e)
13.18
ROE-% (26e)
6.2 %
P/B (26e)
0.88
EV/S (26e)
14.46
Dividend yield-% (26e)
3.49 %
Coverage
Recommendation
Reduce
Target price
17.00 EUR
Updated
09.07.2026
Disclaimer
Kasper Mellas
Kasper Mellas

Analyst

Latest research

Latest analysis report

Released: 09.07.2026

Latest extensive report

Released: 23.04.2026

Revenue and EBIT-%
EPS and dividend
Financial calendar
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Business risk
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Forum discussions
Since S-Pankki’s (S-Bank) tender offer, the role of smaller savings bank foundations and cooperatives in reaching the 90% ownership threshold has received surprisingly little attention. The smaller foundations were evidently left out of the entire bank sales process, which was apparently...
7/16/2026, 1:16 PM
13
A journalist did indeed call Sarajärvi regarding the matter, but only received answers via text message. The article is long and behind a paywall: Ilkka-Pohjalainen SJK:n suuromistaja pian konkurssissa – Oikeus ei ollut tavoittanut virolaista... Konkurssiuhkan alla oleva Casyr kasvatti...
7/24/2026, 1:19 PM
10
Major shareholder of SJK soon to be bankrupt – The court had not been able to reach the Estonian businessman, but we called him Casyr, which is under threat of bankruptcy, increased its ownership in SJK in late 2024, even though, according to Raimo Sarajärvi, it was already being...
7/24/2026, 6:05 AM
by Lohav
4
Personally, I don’t believe S-Pankki has bought shares from the market yet. To my understanding, the entities behind the purchases so far are those seeking a “certain” +10% per annum return. For instance, Pyysing mentioned on his column that he had bought OmaSp shares with all his...
7/16/2026, 2:20 PM
4
All consolidation efforts within Sarajärvi’s and Kotamäki’s firms have been focused on keeping SJK football at the top and reaching European matches; that is where the money moves in completely different proportions compared to some construction or real estate business. SJK has also...
7/24/2026, 3:56 PM
by Lohav
3
Yes, next week I need to dump my OmaSP shares and buy some company with a bright future ahead I was expecting more on the buy side this past week.. It would be nice to get a price starting with 17… So, trading volume of €363k, but no rush on the sell side… But as for Pasi’s actions...
7/18/2026, 8:02 AM
by Kunhalvallasaa
3
You might be right. The Finnish Financial Supervisory Authority (Finanssivalvonta) regulations include the following point: Notification of securities acquired and consideration paid during the 12 months preceding the emergence of a mandatory bid obligation shall be made at the same...
7/16/2026, 11:59 AM
by Kasper Mellas
3
Read more on our forum
Operating income and EBIT-%

Operating income M

EBIT-% (adj.)

EPS and dividend

EPS (adj.)

Dividend %

Financial calendar
13.8
2026

Interim report Q2'26

5.11
2026

Interim report Q3'26

Regulatory press release16.07.2026, 13.01

S-Bank Plc commences the voluntary recommended public cash tender offer for all the shares in Oma Savings Bank Plc on 17 July 2026

Oma Säästöpankki
Regulatory press release14.07.2026, 18.00

S&P Global Ratings places Oma Savings Bank Plc's long-term rating on CreditWatch Positive

Oma Säästöpankki
Regulatory press release14.07.2026, 08.30

Oma Savings Bank Plc: Statement of the Board of Directors of Oma Savings Bank Plc regarding the voluntary recommended public tender offer by S-Bank Plc

Oma Säästöpankki

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OmaSp: Vi anbefaler ejerne at acceptere tilbuddet
Research09.07.2026, 20.58 by
Kasper Mellas

OmaSp: Vi anbefaler ejerne at acceptere tilbuddet

Den attraktive pris giver efter vores mening en fremragende mulighed for at afhænde OmaSp-aktien uden risikoen forbundet med en vending i indtjeningen.

Oma Säästöpankki
S-Pankki har offentliggjort et købstilbud på OmaSp's aktier
Analyst Comment09.07.2026, 08.25 by
Kasper Mellas

S-Pankki har offentliggjort et købstilbud på OmaSp's aktier

Den pris, S-Pankki tilbyder, er efter vores mening attraktiv for investorer.

Oma Säästöpankki
Regulatory press release09.07.2026, 07.31

Inside information: S-Bank Plc announces a voluntary recommended public cash tender offer of EUR 17.20 per share for all shares in Oma Savings Bank Plc

Oma Säästöpankki
OmaSp foretager en omkostningshensættelse på 2,5 MEUR for mangler i styringen af kreditrisici
Analyst Comment25.06.2026, 07.33 by
Kasper Mellas

OmaSp foretager en omkostningshensættelse på 2,5 MEUR for mangler i styringen af kreditrisici

Afskrivningen er relateret til koncentrationsrisikoen for en enkelt kunde.

Oma Säästöpankki
Regulatory press release24.06.2026, 13.00

The Finnish Financial Supervisory Authority has evaluated the operations of Oma Savings Bank Plc for the period 19 December 2018 – 4 February 2025 and has initiated a hearing procedure in accordance with the Administrative Procedure Act

Oma Säästöpankki
Regulatory press release17.06.2026, 10.30

Oma Savings Bank Plc’s composition of Shareholders’ Nomination Committee

Oma Säästöpankki
S&P bekræftede OmaSp's kreditvurdering og fandt udsigterne negative
Analyst Comment11.06.2026, 08.04 by
Kasper Mellas

S&P bekræftede OmaSp's kreditvurdering og fandt udsigterne negative

Beslutningen er ikke overraskende, da bekymringerne vedrørende kreditporteføljens kvalitet endnu ikke er helt forbi.

Oma Säästöpankki
Regulatory press release10.06.2026, 19.45

S&P Global Ratings affirmed the BBB/A-2 credit rating and maintained the negative outlook for Oma Savings Bank Plc

Oma Säästöpankki
Regulatory press release27.05.2026, 15.00

Oma Savings Bank Plc - Managers' transactions - Sirkiä

Oma Säästöpankki
Regulatory press release27.05.2026, 15.00

Oma Savings Bank Plc - Managers' transactions - Liiri

Oma Säästöpankki
Regulatory press release27.05.2026, 15.00

Oma Savings Bank Plc - Managers' transactions - Sihvonen

Oma Säästöpankki
Regulatory press release27.05.2026, 15.00

Oma Savings Bank Plc - Managers' transactions - Virtanen

Oma Säästöpankki
Regulatory press release27.05.2026, 15.00

Oma Savings Bank Plc - Managers' transactions - Alameri

Oma Säästöpankki
Regulatory press release27.05.2026, 15.00

Oma Savings Bank Plc - Managers' transactions - Soikkeli

Oma Säästöpankki
Regulatory press release27.05.2026, 14.15

Oma Savings Bank Plc's Board of Directors resolved on a direct share issue to the personnel of the company for the transfer of savings shares in the share savings plan

Oma Säästöpankki
OmaSp CMD: Markedsandelsvækst gennem personlig service
Analyst Comment20.05.2026, 08.22 by
Kasper Mellas

OmaSp CMD: Markedsandelsvækst gennem personlig service

Præsentationerne på kapitalmarkedsdagen belyste tiltag til at forbedre rentabiliteten og øge selskabets vækst.

Oma Säästöpankki
Oma Savings Bank's CMD 2026
Webcast19.05.2026, 12.00

Oma Savings Bank's CMD 2026

Oma Säästöpankki