Aktia Pankki

11.38 EUR

+0.53 %

9,049 following

AKTIA

NASDAQ Helsinki

Banks

Financials

Overview

Financials & Estimates

Investor consensus

+0.53 %

+5.18 %

+9.21 %

+20.30 %

+23.56 %

+21.32 %

+17.20 %

+16.24 %

+106.91 %

Aktia Pankki offers banking services. The company is a Nordic financial company and offers financial services, asset management, insurance, and real estate brokerage. A large part of the services are offered via the company's network services and are offered to both private and corporate customers in most sectors. The largest presence is in the Finnish market. The company is headquartered in Helsinki.

Market cap

834.98M EUR

Turnover

498.96K EUR

P/E (adj.) (25e)

9.77

ROE-% (25e)

11.14 %

P/B (25e)

1.17

EV/S (25e)

2.83

Dividend yield-% (25e)

7.29 %

Coverage

Recommendation

Accumulate

Target price

11.00 EUR

Updated

07.11.2025

Kasper Mellas

Analyst

Latest research

Latest analysis report

Released: 07.11.2025

Operating income and EBIT-%

Operating income M

EBIT-% (adj.)

EPS and dividend

EPS (adj.)

Dividend %

Financial calendar

5.2

2026

Annual report '25

1.4

2026

General meeting '26

30.4

2026

Interim report Q1'26

Risk

Business risk

Valuation risk

Low

High

All

Research

Webcasts

Press releases

3rd party

ShowingAll content types

The Finnish Financial Supervisory Authority slightly raised Aktia's capital requirement

Analyst Comment11/26/2025, 8:46 AM by

The Finnish Financial Supervisory Authority slightly raised Aktia's capital requirement

The 0.25 percentage point increase in the additional capital requirement is small, and its impact on the bank's overall capital adequacy is minor.

Regulatory press release11/25/2025, 2:15 PM

Insider information: The Pillar 2 requirement for Aktia Bank Plc increases by 0.25 percentage points to 1.25%

Regulatory press release11/12/2025, 6:30 AM

Changes in the Composition of Aktia Bank Plc's Shareholders' Nomination Committee

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Regulatory press release11/10/2025, 12:00 PM

Aktia Bank Plc: Managers' Transactions - Sakari Järvelä

Regulatory press release11/10/2025, 12:00 PM

Aktia Bank Plc: Managers' Transactions - Anssi Huhta

Regulatory press release11/10/2025, 12:00 PM

Aktia Bank Plc: Managers' Transactions - Ville Niiranen

Regulatory press release11/10/2025, 12:00 PM

Aktia Bank Plc: Managers' Transactions - Pasi Vuorinen

Aktia Q3'25: No support from loan market yet

Research11/7/2025, 9:40 AM by

Aktia Q3'25: No support from loan market yet

Aktia's Q3 result did not offer any material surprises. However, we slightly raised our earnings estimates for the coming years, especially due to the well-developed life insurance net.

Aktia Pankki Oyj, Webcast, Q3'25

Webcast11/6/2025, 8:30 AM

Aktia Pankki Oyj, Webcast, Q3'25

Aktia Q3'25 flash comment: The decline in earnings continued as expected

Analyst Comment11/6/2025, 7:45 AM by

Aktia Q3'25 flash comment: The decline in earnings continued as expected

Aktia's Q3 result did not offer any material surprises. As expected, top-line declined along with net interest income, which also kept comparable EBIT down.

Regulatory press release11/6/2025, 6:30 AM

Aktia Bank Plc's directed share issue as a part of the long-term share savings plan

Regulatory press release11/6/2025, 6:00 AM

Aktia Bank Plc's Interim report January-September 2025: Another stable quarter in terms of results

Regulatory press release11/6/2025, 5:50 AM

Aktia Bank Plc's financial calendar and Annual General Meeting in 2026

Press release11/3/2025, 10:00 AM

Modular Finance IR Consensus: Aktia Bank – Consensus estimates Q3 2025

Aktia Q3'25 preview: No earnings growth yet

Analyst Comment11/3/2025, 8:29 AM by

Aktia Q3'25 preview: No earnings growth yet

We expect Aktia's earnings to have continued to decrease due to declining net interest income. We estimate that general loan demand remained relatively stable, meaning we do not expect the clear growth in the corporate loan portfolio seen in the previous quarter to have continued as briskly.

Data protection authority imposed a 0.9 MEUR fine on Aktia

Analyst Comment10/29/2025, 8:22 AM by

Data protection authority imposed a 0.9 MEUR fine on Aktia

The sanction is due to an error in Aktia's identification service resulting in the bank's customers temporarily being able to see the data of other customers. Aktia stated that it will appeal against the decision.

Regulatory press release10/27/2025, 7:15 AM

Appointments to Aktia Bank Plc's Executive Committee

Press release10/23/2025, 11:00 AM

Aktia Bank: Aktia's interim report for January-September will be published on Thursday 6 November 2025 at 8.00 a.m.

Aktia appointed a new CEO from its ranks

Analyst Comment10/22/2025, 5:52 AM by

Aktia appointed a new CEO from its ranks

Aktia announced on Tuesday that it had appointed Anssi Huhta as the company’s new CEO. The appointment was expected and brings much-needed continuity to the bank's management after several changes.

Regulatory press release10/21/2025, 6:45 AM

Insider information: Anssi Huhta appointed as new CEO of Aktia Bank Plc

Forum discussions

Good evening from Aktia IR! Everything is almost ready… Tomorrow, November 6, 2025, Aktia’s Q3 report will be published at approximately 8 AM. At 10:30 AM, a webcast will begin, where together with CEO Anssi Huhta and CFO Sakari Järvelä, we will go through the quarter’s results. ...

11/5/2025, 5:01 PM

by Oscar Taimitarha

31

They are hardly at the top of the plans, at least after the Taaleri deal. Now the management has left the door open for an even larger profit distribution, and I understand that they do not want to publicly anchor investors’ expectations to any specific level. In the coming years...

11/14/2025, 2:18 PM

by Kasper Mellas

16

Aktia’s 3Q2025 interim report is out. Net interest income decreased as expected, and specifically, it reduced earnings. A quick look at what was left for us shareholders: EPS 0.34 (3Q2024) → EPS 0.27 (3Q2025) (0.30 adjusted). Correspondingly, 1-3Q2024 (1.06) → 0.83 (3Q2025) (0.90...

11/6/2025, 7:19 AM

by Opa

8

To this, I would point out that the last few quarters have not been bad in terms of sales; quite reasonable amounts have been sold to private customers. But as you said, to reach the targets, the pace should be accelerated, and preferably, assistance should be sought from the institutional...

11/7/2025, 1:35 PM

by Kasper Mellas

6

Here are Kassu’s comments on the morning’s results. Aktia’s Q3 results did not offer any significant surprises. Revenues declined as expected along with the net interest income, which also kept comparable operating profit down. Both asset management sales and demand for new loans...

11/6/2025, 9:36 AM

by Sijoittaja-alokas

5

I don’t doubt Aktia’s traditional banking operations, but for me, the most important question regarding Aktia is, by what means will the 2029 strategic goal of 25 billion in assets under management be achieved? From the current approximately 16 billion, reaching the target would ...

11/7/2025, 12:33 PM

by Hannu P Hietalahti

4

Kasperi interviewed Aktia’s CEO Anssi Huhta after the Q3 results were released. Inderes Aktia Q3'25: Kasvua haetaan asiakasmäärän kautta - Inderes Aika: 06.11.2025 klo 13.15 Aktian tuotot painuivat Q3:lla odotetusti korkokatteen mukana, mikä piti myös vertailukelpoisen liikevoiton...

11/6/2025, 12:06 PM

by Sijoittaja-alokas

4

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