Sampo
37.77 EUR -1.33%25,909 investors are following this company
Sampo Group is a Nordic property and casualty insurer operating also in the UK and in the Baltics. In the Nordics, Sampo provides insurance services across all countries, customer segments and products. In the UK, the company offers motor and home insurance for private individuals. The Group is made up of If P&C, Topdanmark, Hastings, and the parent company Sampo plc. Sampo was founded in 1909 and it is headquartered in Helsinki, Finland.
P/E (24e)
16.14
EV/EBIT (adj.) (24e)
12.25
P/B (24e)
2.47
Dividend yield-% (24e)
5.29 %
Target price
40.00 EUR
Recommendation
Reduce
Updated
8.2.2024
NASDAQ Helsinki
SAMPO
Daily low / high price
37.69 / 38.73
EUR
Market cap
18.95B EUR
Turnover
20.8M EUR
Volume
548K
Risk and recommendation
HighRiskLow
SellRecommendationBuy
Latest research
Extensive report
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Read the reportAnalyst
Kasper Mellas
Analyst
Latest videos
Financial calendar
Interim report
07.05.2024
Interim report
07.08.2024
Interim report
06.11.2024
Major OwnersSource: Millistream Market Data AB
Owner | Capital | Votes |
---|---|---|
Solidium Oy | 6.6 % | 6.6 % |
Varma Mutual Pension Insurance Company | 4.4 % | 4.4 % |
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Insider Transactions
Insider | Date | Total value |
---|---|---|
Torbjörn Magnusson | 18.08.2023 | 359,003EUR |
Björn Wahlroos | 04.11.2022 | 27,600,000EUR |
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Income statement
2020 | 2021 | 2022 | 2023 | 2024e | 2025e | 2026e | 2027e | |
---|---|---|---|---|---|---|---|---|
Revenue | 8,412.0 | 9,746.0 | 7,267.0 | 7,535.0 | 8,331.5 | 8,774.3 | 9,091.7 | 9,423.7 |
growth-% | -3.8 % | 15.9 % | -25.4 % | 3.7 % | 10.6 % | 5.3 % | 3.6 % | 3.7 % |
EBITDA | 380.0 | 3,172.0 | 1,924.0 | 1,480.8 | 1,605.8 | 1,692.6 | 1,745.9 | 1,899.8 |
EBIT (adj.) | 1,541.0 | 2,190.0 | 1,786.0 | 1,480.8 | 1,605.8 | 1,692.6 | 1,745.9 | 1,899.8 |
EBIT | 380.0 | 3,172.0 | 1,924.0 | 1,480.8 | 1,605.8 | 1,692.6 | 1,745.9 | 1,899.8 |
Profit before taxes | 380.0 | 3,172.0 | 1,924.0 | 1,480.8 | 1,605.8 | 1,692.6 | 1,745.9 | 1,899.8 |
Net income | 38.0 | 2,568.0 | 2,107.0 | 1,322.8 | 1,154.9 | 1,219.6 | 1,258.2 | 1,375.2 |
EPS (adj.) | 2.15 | 2.86 | 3.71 | 2.60 | 2.34 | 2.53 | 2.61 | 2.85 |
growth-% | 6.1 % | 32.8 % | 29.8 % | -29.9 % | -10.1 % | 8.1 % | 3.2 % | 9.3 % |
Dividend | 1.70 | 4.09 | 2.60 | 1.80 | 2.00 | 2.10 | 1.90 | 2.57 |
Dividend ratio | 2,484.5 % | 87.3 % | 63.5 % | 68.3 % | 85.2 % | 83.0 % | 72.8 % | 90.0 % |
Profitability and return on capital
2020 | 2021 | 2022 | 2023 | 2024e | 2025e | 2026e | 2027e | |
---|---|---|---|---|---|---|---|---|
EBITDA-% | 4.5 % | 32.5 % | 26.5 % | 19.7 % | 19.3 % | 19.3 % | 19.2 % | 20.2 % |
EBIT-% (adj.) | 18.3 % | 22.5 % | 24.6 % | 19.7 % | 19.3 % | 19.3 % | 19.2 % | 20.2 % |
EBIT-% | 4.5 % | 32.5 % | 26.5 % | 19.7 % | 19.3 % | 19.3 % | 19.2 % | 20.2 % |
ROE | 0.3 % | 21.2 % | 18.8 % | 15.7 % | 15.6 % | 16.0 % | 16.0 % | 16.7 % |
ROI | 2.2 % | 18.1 % | 12.4 % | 12.4 % | 14.8 % | 15.1 % | 15.2 % | 16.3 % |
Valuation
2020 | 2021 | 2022 | 2023 | 2024e | 2025e | 2026e | 2027e | |
---|---|---|---|---|---|---|---|---|
Share price (EUR) | 31.45 | 40.08 | 44.41 | 39.61 | 37.77 | 37.77 | 37.77 | 37.77 |
Shares | 556.6 | 548.0 | 514.5 | 502.0 | 492.0 | 482.0 | 482.0 | 482.0 |
Market cap | 17,503.0 | 21,965.4 | 22,849.9 | 19,884.1 | 18,583.9 | 18,206.2 | 18,206.2 | 18,206.2 |
Enterprise value | 19,908.0 | 21,492.4 | 23,624.9 | 21,383.1 | 19,670.1 | 19,205.1 | 19,076.1 | 18,737.5 |
EV/S | 2.4 | 2.2 | 3.3 | 2.8 | 2.4 | 2.2 | 2.1 | 2.0 |
EV/EBITDA | 52.4 | 6.8 | 12.3 | 14.4 | 12.2 | 11.3 | 10.9 | 9.9 |
EV/EBIT (adj.) | 12.9 | 9.8 | 13.2 | 14.4 | 12.2 | 11.3 | 10.9 | 9.9 |
EV/EBIT | 52.4 | 6.8 | 12.3 | 14.4 | 12.2 | 11.3 | 10.9 | 9.9 |
P/E (adj.) | 14.6 | 14.0 | 12.0 | 15.2 | 16.1 | 14.9 | 14.5 | 13.2 |
P/E | 460.6 | 8.7 | 11.2 | 15.2 | 16.1 | 14.9 | 14.5 | 13.2 |
P/B | 1.5 | 1.7 | 2.4 | 2.7 | 2.5 | 2.3 | 2.3 | 2.2 |
P/S | 2.1 | 2.3 | 3.1 | 2.6 | 2.2 | 2.1 | 2.0 | 1.9 |
Dividend yield | 5.4 % | 10.2 % | 5.9 % | 4.5 % | 5.3 % | 5.6 % | 5.0 % | 6.8 % |
Equity ratio | 21.7 % | 22.1 % | 26.0 % | 31.7 % | 32.1 % | 32.7 % | 33.4 % | 35.0 % |
Gearing ratio | 19.6 % | -3.5 % | 7.6 % | 19.5 % | 13.7 % | 12.2 % | 10.3 % | 6.0 % |
Quarter data
Q1/23 | Q2/23 | Q3/23 | Q4/23 | 2023 | Q1/24e | Q2/24e | Q3/24e | Q4/24e | |
---|---|---|---|---|---|---|---|---|---|
Revenue | 1,799.0 | 1,820.0 | 1,881.0 | 2,035.0 | 7,535.0 | 2,038.5 | 2,075.1 | 2,118.6 | 2,099.3 |
EBITDA | 359.4 | 362.9 | 389.7 | 368.8 | 1,480.8 | 385.8 | 407.6 | 409.4 | 402.9 |
EBIT | 359.4 | 362.9 | 389.7 | 368.8 | 1,480.8 | 385.8 | 407.6 | 409.4 | 402.9 |
Profit before taxes | 359.4 | 362.9 | 389.7 | 368.8 | 1,480.8 | 385.8 | 407.6 | 409.4 | 402.9 |
Net income | 270.6 | 306.2 | 363.2 | 382.8 | 1,322.8 | 279.0 | 290.9 | 293.0 | 292.0 |
ShowingAll content types
Sampo Q1’24: Let’s talk about the weather
Sampo: January-March 2024 results – Q&A
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