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Alisa Pankki

0.24 EUR

+3.04 %

4,591 following

ALISA

NASDAQ Helsinki

Banks

Financials

+3.04 %
+1.28 %
+39.41 %
+28.46 %
+41.92 %
+31.67 %
-38.60 %
-57.59 %
-42.24 %

Alisa Pankki is a Finnish company that conducts banking operations. The bank offers a wide range of financial and corporate finance services. The bank serves private individuals, small and medium-sized enterprises and savers seeking interest on their deposits. The operations are located in Finland, Denmark, Germany and Poland. Alisa Pankki was founded in 2022 after a merger of Fellow Finance and Evli Bank and is headquartered in Helsinki.

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Market cap
35.56M EUR
Turnover
7.14K EUR
P/E (adj.) (25e)
-13.65
ROE-% (25e)
-7.84 %
P/B (25e)
1.05
EV/S (25e)
-12.34
Dividend yield-% (25e)
-
Coverage
Recommendation
Reduce
Target price
0.16 EUR
Updated
13.08.2025
Disclaimer
Kasper Mellas
Kasper Mellas

Analyst

Operating income and EBIT-%

Operating income M

EBIT-% (adj.)

EPS and dividend

EPS (adj.)

Dividend %

Risk
Business risk
Valuation risk
Low
High
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Analyst Comment by
Sauli Vilén, Kasper Mellas

The financial sector will rank top positions on dividend lists also next spring

For financial companies, 2025 has been very positive in terms of the operating environment, with strong capital market development and stabilized interest rates. However, the performance of the companies has been varying, and many companies we follow have suffered particularly from the subdued development of alternative investment returns (new sales and performance fees).

Aktia PankkiOma SäästöpankkiAlisa PankkiNordea BankSampoMandatumAlexandria GroupTaaleriEvlieQUnited BankersCapManTitanium

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Third party research

Alisa Bank: Accelerating strategic refocus - Evli

Alisa Bank intends to sell the majority of its consumer loan portfolio. Proceeds should reasonably be used to accelerate business lending growth, organically and inorganically, to fill the gap from lost income.

Alisa Pankki
Forum discussions
I’m not surprised by the management’s purchases, because we tried to open a business account for a client at Alisa Bank, and there seemed to be a 6-week queue before the account opens! So, there’s a queue of customers, and now that they are starting to charge 7,90 €/month and there...
11/28/2025, 6:21 PM
by KeijoTurpeinen
6
Alisa Pankki Plc - Management Transactions - Laine - Inderes Alisa Pankki Plc - Management Transactions - Weckroth - Inderes Alisa Pankki Plc - Management Transactions - Haaparinne - Inderes Alisa Pankki Plc - Management Transactions - Svartbäck Holding Oy - Inderes Alisa Pankki ...
11/5/2025, 2:11 PM
by Hosuheikki
6
Good reflections, and I largely agree. The strategy finally makes real sense after a long time, and the business model should also be scalable. The most essential question is therefore the growth of invoice financing that you also brought up, and especially the potential brought ...
12/2/2025, 11:36 AM
by Kasper Mellas
5
To this, I would point out that the monthly fee is related to a business account, and the 63,000 customers you used most likely consist mainly of private customers, for whom basic banking services are free. For comparison: In Finland, there are just over 400,000 SMEs in total.
12/2/2025, 1:50 PM
by Kasper Mellas
3
Yesterday I watched CEO Sampsa Laine’s “Inderes interview” from last August (Alisa Pankki H1’25: Alkuvuosi jäi pettymykseksi - Inderes). He spoke very consistently and realistically about past events and events aiming for the future. After the video, I read Alisa Bank’s press releases...
12/2/2025, 9:42 AM
by Dissidentti
2
Kassu’s comments, as Alisa sells most of its consumer loan portfolio. The sale of the loan portfolio was not a big surprise, as the company had previously stated it was considering divesting the portfolio. Although the company estimates it will record a positive one-time gain from...
11/3/2025, 7:02 AM
by Sijoittaja-alokas
2
Of course, services must have a reasonable price that matches the service and thus satisfies the customer. 63 000 x 7,9 = 497 700 €/month 497 700 x 12 months = 5 972 400 €/year Now, if we also get the business customer volumes up, it will be great.
12/2/2025, 11:50 AM
by Dissidentti
1
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