contentSlug

type

ContentSlug_ContentQuery

slug

ContentPageContentQuery

content

trendingContent

query ContentSlug_ContentQuery(
  $contentSlug: String!
  $type: [ContentType!]
) {
  ...ContentPageContentQuery_13QmVO
}

fragment CompanyDetails_Content on Content {
  __isContent: __typename
  companies {
    name
    description
    pageUrl
    id
  }
}

fragment ContentBasicInfo on Content {
  __isContent: __typename
  id
  type
  title
  lang
  companies {
    viewerIsFollowing
    id
    name
    pageUrl
  }
  tags {
    viewerIsFollowing
    id
    name
    pageUrl
  }
  ...PublishingDetails
  ...Reactions
}

fragment ContentMetadata on Content {
  __isContent: __typename
  type
  title
  lang
  pageUrl
  alternatePageUrls: translations {
    __typename
    pageUrl
    lang
  }
  imgUrl
  description
  ... on Video {
    liveTime
    videoUrl
  }
  ... on Webcast {
    liveTime
    videoUrl
  }
}

fragment ContentPageContentQuery_13QmVO on Query {
  content(slug: $contentSlug, type: $type) {
    __typename
    id
    type
    title
    isPremium
    lang
    htmlBody
    summary
    companies {
      forum {
        latestPosts {
          ...ForumPosts
        }
      }
      name
      id
      viewerIsFollowing
      pageUrl
      defaultInstrument {
        isin
        id
        marketOpen
        marketClose
        marketplace {
          region
        }
        returns {
          total
        }
      }
    }
    tags {
      viewerIsFollowing
      id
      name
      pageUrl
    }
    createdAt
    ... on Video {
      liveTime
    }
    ... on Webcast {
      liveTime
    }
    slug
    ... on CompanyReport {
      reportUrl
    }
    ... on ThirdPartyCompanyReport {
      reportUrl
    }
    ... on StockExchangeRelease {
      reportUrl
    }
    ...ContentBasicInfo
    ...ContentMetadata
    ...PriceAndRecommendation_Content
    ...CompanyDetails_Content
    ...ReportLink_Content
    ...KeyFigures_Content
  }
  ...TrendingContent_1jQ2Cn
}

fragment ForumPosts on ForumPost {
  text
  likesCount
  url
  author
  postedAt
  authorImgUrl
}

fragment KeyFigures_Content on Content {
  __isContent: __typename
  companies {
    defaultInstrument {
      estimateData {
        modelType
        reportingCurrency
      }
      snapshot {
        transaction {
          date
          actualized {
            year
            quarter
            revenue
            revenueGrowth
            ebitAdjusted
            ebitReported
            ebitda
            enterpriseValue
            epsAdjusted
            dividend
            dividendYield
            sharePrice
          }
          estimates {
            year
            quarter
            revenue
            revenueGrowth
            ebitAdjusted
            ebitReported
            ebitda
            enterpriseValue
            epsAdjusted
            dividend
            dividendYield
            sharePrice
          }
        }
      }
      id
    }
    id
  }
}

fragment PriceAndRecommendation_Content on Content {
  __isContent: __typename
  createdAt
  companies {
    name
    pageUrl
    defaultInstrument {
      priceData {
        tradeCurrency
      }
      snapshot {
        priceData {
          date
          lastPrice
          tradeCurrency
        }
        transaction {
          date
          recommendation
          targetPrice
        }
        prevTransaction {
          recommendation
        }
      }
      id
    }
    id
  }
}

fragment PublishingDetails on Content {
  __isContent: __typename
  createdAt
  publishers {
    name
    imgUrl
  }
  authors {
    __typename
    id
    name
    slug
    imgUrl
    jobTitle
  }
  ... on Video {
    liveTime
  }
  ... on Webcast {
    liveTime
  }
}

fragment Reactions on Content {
  __isContent: __typename
  id
  reactionGroups {
    reactionType
    reactionsCount
    viewerReacted
  }
}

fragment ReportLink_Content on Content {
  __isContent: __typename
  type
  isPremium
  ... on CompanyReport {
    reportUrl
  }
  ... on ThirdPartyCompanyReport {
    reportUrl
  }
  ... on StockExchangeRelease {
    reportUrl
  }
}

fragment TrendingContent_1jQ2Cn on Query {
  trendingContent(type: ARTICLE) {
    __typename
    id
    title
    lang
    pageUrl
    createdAt
    type
    imgUrl
    companies {
      squareLogoUrl
      name
      id
    }
    authors {
      __typename
      imgUrl
      id
    }
    publishers {
      imgUrl
    }
  }
}


oma-savings-bank-plc-capital-markets-day-19-may-2026

__typename

title

isPremium

lang

htmlBody

summary

companies

createdAt

publishers

authors

reactionGroups

pageUrl

translations

imgUrl

description

Oma Savings Bank is a Finnish bank that serves private and corporate customers nationwide through its branch offices and digital service channels. The company focuses primarily on retail banking operations and provides its clients banking services through its own balance sheet as well as by acting as an intermediary for its partners' products, such as credit, investment, and loan insurance products. OmaSp is also engaged in mortgage banking operations.

Today, even Seiska has picked up on the theme, albeit from a perspective that fits the magazine’s profile:                   Seiska.fi – 26 Jan 26              Julkkishypnotisoija Sami Minkkinen ja Heini-vaimo paiskattiin putkaan – syynä...    Sami Minkkinen ja hänen Heini-vaimonsa joutuivat poliisin pahnoille toviksi epäiltyinä talousrikoksista. Muutaman päivän kuulustelujen jälkeen heidät vapautettiin. – Olemme syyttömiä ja rikostutkinnan suunta voi muuttua vielä täysin, Sami toteaa.

I don’t know where you calculated these from, but here are the equity ratio figures based on my own calculations at the end of 2024 (equity/total assets):  Aktia 5.7 % Ålandsbanken 6.2 % OP Group 11.1 % POP Bank Group 12.1 % S-Bank 7.4 % Savings Bank Group 9.2 % Nordea 5.2 % Average 8.2 %  As for the use of internal models (IRB):  Aktia has internal models in use for about 43 % of its exposures (retail customers) OP does not use internal models at all Ålandsbanken has internal models in use for the majority of its exposures POP Bank does not use internal models at all Savings Bank Group does not use internal models at all Nordea uses internal models almost exclusively So, internal models are used by every other one  However, it is quite true that staring solely at CET1 figures does not always tell the whole truth.

Nothing is mentioned about loan portfolio growth. Nor about customer base growth. Both are likely on a downward trend. My own estimate, as even loan payout takes two weeks and there is a 3-8-fold verification process for approval.

Here are Kassu’s comments on OmaSp’s new strategy and new targets  Oma Säästöpankki published its updated strategy and financial targets for the period 2026–2029. The new financial targets set by the company are very ambitious relative to our current forecasts and, in order to be achieved, require a strong earnings turnaround and normalization of the risk level. In our view, no significant changes were made to the actual strategy itself.                   Inderes              OmaSp:n uudet tavoitteet hamuavat selvää tulosparannusta - Inderes    Yhtiön asettamat uudet taloudelliset tavoitteet ovat nykyisiin ennusteisiimme nähden erittäin kunnianhimoisia, ja vaativat toteutuakseen vahvaa tuloskäännettä ja riskitason normalisoitumista.

It’s important (also for Kasper Mellas) to remember that it is difficult to compare Oma’s ROE and CET1 ratio to those of other banks, since Oma does not use the IRB approach. If looking at the plain (but telling) equity-to-total liabilities ratio, Oma is at 8% whereas most other banks are around 4%. Oma’s solvency is about twice as high as peers’. In other words, Oma could operate with a lower CET1 than peers and still be better capitalized.

otp.tools.investis.com              Oma Savings Bank Plc’s Growth Strategy for 2026–2029                              Just guessing how CEO came to the 14% ROE target: “We can’t beat Nordea with 15% ROE achievement (yet), so let’s aim a little lower: 14%.”  Holding the shares till the price reaches 1.0 P/BV.. then, will make further decisions..

I reviewed all the foundation reports available on the site, and not a single auditor had made any remarks regarding the matter. Furthermore, it turned out that two different foundations even share the same auditor.

Oma Säästöpankki

OMA SAVINGS BANK PLC, PRESS RELEASE 26 JANUARY 2026 AT 16:25 P.M Save the Date Capital Markets Day in Helsinki – 19 May 2026 Oma Savings Bank Plc (OmaSp) is pleased to invite investors, analysts...

OMA SAVINGS BANK PLC, PRESS RELEASE 26 JANUARY 2026 AT&nbsp; 16:25 P.M Save the Date Capital Markets Day in Helsinki – 19 May 2026 Oma Savings Bank Plc (OmaSp) is pleased to invite investors, analysts and media representatives to its Capital Markets Day. Date: Monday, 19 May 2026 Format: Hybrid event in Helsinki (in-person and live webcast) The Capital Markets Day will provide an in-depth overview of OmaSp’s strategy, business priorities and long-term value creation. Senior management will present the company’s strategic direction, financial targets and market outlook. Further details, including the agenda and registration information, will be shared closer to the event. The event will be held in English. We look forward to welcoming you. Oma Savings Bank Plc Investor Relations <img src="https://www.globenewswire.com/newsroom/ti?nf=MTAwMTE2MTIyOSM0MDIzMjIyNzIjMjA4NTQyMg==" alt=""> <img src="https://ml-eu.globenewswire.com/media/OWY5Y2UxNGEtZDg2OC00MWExLTg5ZGEtZGRiNjY2N2E5MTExLTEwOTY5OTMtMjAyNi0wMS0yNi1lbg==/tiny/Oma-S-st-pankki-Oyj.png" alt="">