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Terveystalo

6.23 EUR+0.81 %6.11, 17.29
12,358 following

TTALO

NASDAQ Helsinki

Medical Equipment & Services

Health Care

Overview
Financials & Estimates
Dividend
Short Selling
Investor views
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+0.81 %
-16.71 %
-17.59 %
-19.72 %
-36.30 %
-32.14 %
-6.32 %
-45.54 %
-37.70 %

Terveystalo operates in the healthcare sector. The company offers services and solutions such as surveys and examinations, training and coaching, rehabilitation, and health and fitness mapping. Its customers include small and medium-sized corporate customers, as well as public sector players. The head office is located in Helsinki.

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Market cap
791.44M EUR
Turnover
1.21M EUR
P/E (adj.) (26e)
10.85
EV/EBIT (adj.) (26e)
12.59
P/B (26e)
1.41
EV/S (26e)
1.21
Dividend yield-% (26e)
3.85 %
Coverage
Recommendation
Reduce
Target price
6.60 EUR
Updated
21.10.2026
Disclaimer
Roni Peuranheimo
Roni Peuranheimo

Analyst

Latest research

Latest analysis report

Released: 22.10.2026

Revenue and EBIT-%
EPS and dividend
Financial calendar
Risk
Business risk
Valuation risk
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Forum discussions
Many may already know this, but as a note, employers are legally obligated to provide only preventive occupational healthcare. In other words, that 75% of Terveystalo’s revenue isn’t as safe as people think. What many perceive as occupational healthcare—meaning quick access to a ...
10/25/2026, 6:57 PM
by Clark kent
15
I disagree here; AI tends to play it safe and is more likely to direct you to a doctor than not. Even major players don’t want to take on the liability and bad PR from an AI downplaying an illness, leading to severe consequences for the patient. I’ve tried diagnosing a couple of ...
10/25/2026, 11:37 AM
9
Going forward, the Government Decree 503/2026 will require healthcare companies and employers to distinguish statutory (mandatory) services from voluntary ones more clearly in occupational healthcare agreements, which will certainly shift the playing field to some extent as well....
10/25/2026, 8:34 PM
by Heinrico
7
Many workplaces didn’t accept this in the past, but in recent years, many companies have realized the costs and non-existent “benefit” of requiring a doctor’s certificate for a few days of the flu, etc. Likewise, companies have drastically cut down on services covered by occupational...
10/25/2026, 6:41 PM
by Hermit
7
That is one perspective, too. But you wouldn’t believe how many helpless people there are who genuinely go see a doctor over a basic flu or diarrhea after just 1–2 days. Those will decrease a lot; AI gets it completely right with them. After that, if the AI does advise seeking treatment...
10/25/2026, 12:05 PM
by Inspired
6
I wouldn’t quite generalize it as helplessness. At many workplaces, a regular cold requires a doctor’s certificate starting from the very first day in order to stay home sick. Many places don’t even accept a remote diagnosis from a doctor. If a company like that has a contract with...
10/25/2026, 2:25 PM
by Mehukasta
4
Personally, I’ve been puzzled by these news reports, because for years the major occupational healthcare providers have already been logging all procedures so that they are categorized separately into preventive care and medical care. The so-called Kela reimbursement category 1 (...
10/26/2026, 5:53 AM
by LaskuPutki
3
Read more on our forum
Revenue and EBIT-%

Revenue B

EBIT-% (adj.)

EPS and dividend

EPS (adj.)

Dividend %

Financial calendar
12.2
2027

Annual report '26

23.3
2027

General meeting '27

28.4
2027

Interim report Q1'27

Regulatory press release27.10.2026, 10.15

Terveystalo Plc: Managers’ Transactions (Lehtoranta)

Terveystalo
Regulatory press release27.10.2026, 10.15

Terveystalo Plc: Managers’ Transactions (Sarajärvi)

Terveystalo
Regulatory press release27.10.2026, 10.15

Terveystalo Plc: Managers’ Transactions (Kauniskangas)

Terveystalo

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Regulatory press release27.10.2026, 10.15

Terveystalo Plc: Managers’ Transactions (Hasselberg)

Terveystalo
Regulatory press release27.10.2026, 10.15

Terveystalo Plc: Managers’ Transactions (Castrén)

Terveystalo
Regulatory press release27.10.2026, 10.15

Terveystalo Plc: Managers’ Transactions (Ahlström)

Terveystalo
Terveystalo Q3'26: Intet klart vendepunkt til det bedre i sigte endnu
Research22.10.2026, 07.00
by Roni Peuranheimo

Terveystalo Q3'26: Intet klart vendepunkt til det bedre i sigte endnu

Efterspørgslens svaghed er fortsat inden for bedriftsundhed, og forbrugerefterspørgslen svkkedes også i september.

Terveystalo
Terveystalo, Webcast, Q3'26
Webcast21.10.2026, 09.30

Terveystalo, Webcast, Q3'26

Terveystalo
Regulatory press release21.10.2026, 08.05

Terveystalo's financial reporting and Annual General Meeting in 2027

Terveystalo
Regulatory press release21.10.2026, 08.00

Terveystalo Plc Interim Report January–September 2026: Weak demand weighed on earnings, Hohde acquisition strengthened the oral health business

Terveystalo
Terveystalo sænkede sin guidance for anden gang i år
Analyst Comment21.10.2026, 06.35
by Roni Peuranheimo

Terveystalo sænkede sin guidance for anden gang i år

Årets anden nedjustering sænker forventningerne til det justerede EBIT til 110–120 MEUR.

Terveystalo
Regulatory press release20.10.2026, 12.45

Inside information, profit warning: Terveystalo lowers its guidance for 2026

Terveystalo
Terveystalo Q3'26 preview: Toplinjen falder fortsat
Analyst Comment13.10.2026, 07.10
by Roni Peuranheimo

Terveystalo Q3'26 preview: Toplinjen falder fortsat

Svag efterspørgsel inden for bedrifts sundhedstjenester (arbejdsmedicin) og ophørte outsourcingaftaler trækker efter vores vurdering Q3-omsætningen og -resultatet ned.

Terveystalo
Press release07.10.2026, 12.30

Terveystalo to host Q3/2026 results webcast and provide an update on the progress of its ARC strategy on 21 October 2026

Terveystalo
Regulatory press release06.10.2026, 12.30

Terveystalo Plc: Flagging announcement in accordance with Chapter 9, Section 10 of the Securities Markets Act

Terveystalo
Regulatory press release02.10.2026, 08.00

Terveystalo Plc - Managers' transactions - Karotie

Terveystalo
Analyst Comment17.09.2026, 06.49
by Roni Peuranheimo

Terveystalos finanssdirektør forlader selskabet

Efter vores opfattelse er timingen for finansdirektørens afgang midt i store virksomhedshandler suboptimale.

Terveystalo
Regulatory press release16.09.2026, 12.15

Composition of Terveystalo Plc's Shareholders' Nomination Board

Terveystalo
Regulatory press release16.09.2026, 08.00

Change in Terveystalo’s Executive Team: Juuso Pajunen to take up a new position outside the company

Terveystalo
Analyst Comment09.09.2026, 06.35

Børsurougen | Sundhed & Vækst og M&A 8.9.2026

Børsinvestorens ugentlige temaer Sundhed samt Vækst & M&A kan ses på inderesTV.

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