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Sampo – Presentation of Interim Q3 2025 statement and Q&A Session

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A Northern European P&C insurance group, Sampo will publish its Q3 Financial Report for 2025 on November 5, 2025. Later the same day, we will host a live online event with Sampo’s Head of Investor Relations, Sami Taipalus, at 13:30 CET. The event will include a brief presentation of the results and Sampo’s outlook for 2025. The presentation will be followed by a Q&A session.
The results for the first half of the year followed in the footsteps of a very strong first quarter, with top-line increasing by 8%, driven by private business in both the UK and Nordic region. A favorable claims environment and positive underlying trends in the Nordics led to an improved combined ratio of 83.6%. This resulted in a 25% increase in the underwriting result to EUR 729m (on a currency-adjusted basis).
The continued momentum in the first-half results led to an upgraded 2025 guidance. Group insurance revenue is now expected to be in the range of EUR 8.9–9.1 billion, representing year-on-year growth of 6–9%, and Group underwriting result in the range of EUR 1,425–1,525 million, representing growth of 8–16% year-on-year.
In addition to the financial results for the third quarter, focus may be on potential distributions following Noba’s stock market listing.
Disclaimer: HC Andersen Capital receives payment from Sampo for a Digital IR/Corporate Visibility subscription agreement. /Michael Friis, 12.00, 20 October 2025.