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Sampo

39,57EUR +0,16%
25.706 investorer følger denne virksomhed

Sampo Group is a Nordic property and casualty insurer operating also in the UK and in the Baltics. In the Nordics, Sampo provides insurance services across all countries, customer segments and products. In the UK, the company offers motor and home insurance for private individuals. The Group is made up of If P&C, Topdanmark, Hastings, and the parent company Sampo plc. Sampo was founded in 1909 and it is headquartered in Helsinki, Finland.

P/E (23e)
16,63
EV/EBIT (adj.) (23e)
14,34
P/B (23e)
2,65
Udbytteafkast, % (23e)
5,3 %
Kursmål
39.00 EUR
Anbefaling
Reducer
Opdateret
8.11.2023
NASDAQ Helsinki
SAMPO
Daglig lav / høj pris
39,465 / 39,745 EUR
Markedsværdi
19,93 mia. EUR
Aktieomsætning
13,84 mio. EUR
Volumen
349 t
Risiko og anbefaling
HøjRisikoLav
SælgAnbefalingKøb

Seneste analyser

Sampo: The stock is correctly priced
09.11.2023
Sampo: Journey of change completed
02.10.2023
Sampo: If manages to surprise again
10.08.2023

Extensive report

Inderes' extensive report is an investor's handbook on customer companies covered by our research.
The latest extensive report was released
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Analyst

Sauli Vilén
Sauli Vilén
Business lead research, analyst
Kasper Mellas
Kasper Mellas
Analytiker

Seneste videoer

Sampo Q3’23: If had brisk growth despite challenging market
08.11.2023
Sampo Q3'23 – Wednesday, Nov. 8 at 2:30 pm EET
08.11.2023
Sampo Q2’23: On track to a purebred insurer
09.08.2023

Finanskalender

Årsrapport
08.02.2024
Generalforsamling
25.04.2024
Delårsrapport
07.05.2024
Delårsrapport
07.08.2024
Delårsrapport
06.11.2024

Major Owners
Source: Millistream Market Data AB

OwnerCapitalVotes
Solidium Oy6,6 %6,6 %
Varma Mutual Pension Insurance Company4,4 %4,4 %
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Insider Transactions

InsiderDateTotal value
Torbjörn Magnusson18.08.2023359.003EUR
Björn Wahlroos04.11.202227.600.000EUR
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Resultatopgørelse

20192020202120222023e2024e2025e2026e
Omsætning8.748,008.412,009.746,008.267,007.467,638.202,338.526,168.802,86
vækst-%10,62 %-3,84 %15,86 %-15,18 %-9,67 %9,84 %3,95 %3,25 %
EBITDA1.541,40380,003.172,001.924,001.498,331.616,051.686,241.707,03
EBIT (adj.)1.541,401.541,002.190,001.786,001.498,331.616,051.686,241.707,03
EBIT1.541,40380,003.172,001.924,001.498,331.616,051.686,241.707,03
Overskud før skat1.541,40380,003.172,001.924,001.498,331.616,051.686,241.707,03
Netto indkomst1.130,4038,002.568,002.107,001.208,871.153,421.214,061.227,23
EPS (adj.)2,032,152,863,712,382,332,482,51
vækst-%-24,13 %6,07 %32,81 %29,77 %-35,92 %-2,18 %6,56 %1,09 %
Udbytte1,501,704,092,602,102,201,801,90
Udbytte ratio73,69 %2.484,47 %87,30 %63,46 %87,17 %93,33 %72,55 %75,75 %

Profitability and return on capital

20192020202120222023e2024e2025e2026e
EBITDA-%17,62 %4,52 %32,55 %23,27 %20,06 %19,70 %19,78 %19,39 %
EBIT-% (adj.)17,62 %18,32 %22,47 %21,60 %20,06 %19,70 %19,78 %19,39 %
EBIT-%17,62 %4,52 %32,55 %23,27 %20,06 %19,70 %19,78 %19,39 %
ROE9,31 %0,33 %21,22 %18,81 %14,13 %15,30 %15,85 %15,53 %
ROI8,79 %2,20 %18,13 %12,38 %11,95 %13,45 %13,68 %13,63 %

Værdiansættelse

20192020202120222023e2024e2025e2026e
Share price (EUR)35,4031,4540,0844,4139,5739,5739,5739,57
Aktier556,55556,55548,01514,50502,00489,50489,50489,50
Markedsværdi19.700,2717.503,0021.965,4222.849,8919.864,2619.369,6319.369,6319.369,63
Enterprise value21.817,2719.908,0021.492,4223.624,8921.487,4521.092,8221.064,4720.816,86
EV/S2,492,372,212,862,882,572,472,36
EV/EBITDA14,1552,396,7812,2814,3413,0512,4912,19
EV/EBIT (adj.)14,1512,929,8113,2314,3413,0512,4912,19
EV/EBIT14,1552,396,7812,2814,3413,0512,4912,19
P/E (adj.)17,4314,6014,0111,9616,6317,0015,9515,78
P/E17,43460,608,6511,1816,6317,0015,9515,78
P/B1,651,531,722,382,652,552,512,40
P/S2,252,082,252,762,662,362,272,20
Udbytteprocent4,23 %5,39 %10,21 %5,85 %5,30 %5,56 %4,55 %4,80 %
Equity ratio24,15 %21,68 %22,05 %25,96 %34,22 %34,04 %34,32 %35,50 %
Gearing ratio16,88 %19,62 %-3,51 %7,61 %20,44 %21,43 %20,73 %16,98 %

Kvartalsdata

Q4/222022Q1/23Q2/23Q3/23Q4/23e2023eQ1/24eQ2/24e
Omsætning1.785,008.267,001.799,001.820,001.881,001.967,637.467,63
EBITDA47,001.924,00359,40362,90389,70386,331.498,33
EBIT47,001.924,00359,40362,90389,70386,331.498,33
Overskud før skat47,001.924,00359,40362,90389,70386,331.498,33
Netto indkomst530,002.107,00270,60306,16363,24268,871.208,87
ViserAlle indholdstyper
Publisher
Analyse

Sampo: The stock is correctly priced

Sampo

Sampo's Q3 report was well ahead of market expectations figure-wise, but under the hood the operational numbers were broadly in line with expectations as the earnings beat came mainly from investments. We have kept our estimates practically unchanged, and we expect Sampo to deliver stable earnings growth. In our view, the stock is correctly priced on several metrics, and we no longer see the risk/return ratio as sufficient.

Publisher
Analyse

Sampo: Journey of change completed

Sampo

With the demerger of Mandatum, Sampo is now a pure-play P&C insurance company with an even more stable profit profile and lighter capital requirements. Sampo is currently performing excellently, and we believe its earnings growth prospects are stable.