contentSlug

type

ContentSlug_ContentQuery

slug

ContentPageContentQuery

content

trendingContent

query ContentSlug_ContentQuery(
  $contentSlug: String!
  $type: [ContentType!]
) {
  ...ContentPageContentQuery_13QmVO
}

fragment CompanyDetails_Content on Content {
  __isContent: __typename
  companies {
    name
    description
    pageUrl
    id
  }
}

fragment ContentBasicInfo on Content {
  __isContent: __typename
  id
  type
  title
  lang
  companies {
    viewerIsFollowing
    id
    name
    pageUrl
  }
  tags {
    viewerIsFollowing
    id
    name
    pageUrl
  }
  ...PublishingDetails
  ...Reactions
}

fragment ContentMetadata on Content {
  __isContent: __typename
  type
  title
  lang
  pageUrl
  alternatePageUrls: translations {
    __typename
    pageUrl
    lang
  }
  imgUrl
  description
  ... on Video {
    liveTime
    videoUrl
  }
  ... on Webcast {
    liveTime
    videoUrl
  }
}

fragment ContentPageContentQuery_13QmVO on Query {
  content(slug: $contentSlug, type: $type) {
    __typename
    id
    type
    title
    isPremium
    lang
    htmlBody
    summary
    companies {
      forum {
        latestPosts {
          ...ForumPosts
        }
      }
      name
      id
      viewerIsFollowing
      pageUrl
      defaultInstrument {
        isin
        id
        marketOpen
        marketClose
        marketplace {
          region
        }
        returns {
          total
        }
      }
    }
    tags {
      viewerIsFollowing
      id
      name
      pageUrl
    }
    createdAt
    ... on Video {
      liveTime
    }
    ... on Webcast {
      liveTime
    }
    slug
    ... on CompanyReport {
      reportUrl
      researchContentUrl
    }
    ... on ThirdPartyCompanyReport {
      reportUrl
    }
    ... on StockExchangeRelease {
      reportUrl
    }
    ...ContentBasicInfo
    ...ContentMetadata
    ...PriceAndRecommendation_Content
    ...CompanyDetails_Content
    ...ReportLink_Content
    ...KeyFigures_Content
  }
  ...TrendingContent_1jQ2Cn
}

fragment ForumPosts on ForumPost {
  text
  likesCount
  url
  author
  postedAt
  authorImgUrl
}

fragment KeyFigures_Content on Content {
  __isContent: __typename
  companies {
    defaultInstrument {
      estimateData {
        modelType
        reportingCurrency
      }
      snapshot {
        transaction {
          date
          actualized {
            year
            quarter
            revenue
            revenueGrowth
            ebitAdjusted
            ebitReported
            ebitda
            enterpriseValue
            epsAdjusted
            dividend
            dividendYield
            sharePrice
            nav
            navPerShare
            opexOfNav
            quarterlySharePrice
          }
          estimates {
            year
            quarter
            revenue
            revenueGrowth
            ebitAdjusted
            ebitReported
            ebitda
            enterpriseValue
            epsAdjusted
            dividend
            dividendYield
            sharePrice
            nav
            navPerShare
            opexOfNav
            quarterlySharePrice
          }
        }
      }
      id
    }
    id
  }
}

fragment PriceAndRecommendation_Content on Content {
  __isContent: __typename
  createdAt
  companies {
    name
    pageUrl
    defaultInstrument {
      priceData {
        tradeCurrency
      }
      snapshot {
        priceData {
          date
          lastPrice
          tradeCurrency
        }
        transaction {
          date
          recommendation
          targetPrice
        }
        prevTransaction {
          recommendation
        }
      }
      id
    }
    id
  }
}

fragment PublishingDetails on Content {
  __isContent: __typename
  createdAt
  publishers {
    name
    imgUrl
  }
  authors {
    __typename
    id
    name
    slug
    imgUrl
    jobTitle
  }
  ... on Video {
    liveTime
  }
  ... on Webcast {
    liveTime
  }
}

fragment Reactions on Content {
  __isContent: __typename
  id
  reactionGroups {
    reactionType
    reactionsCount
    viewerReacted
  }
}

fragment ReportLink_Content on Content {
  __isContent: __typename
  type
  isPremium
  ... on CompanyReport {
    reportUrl
  }
  ... on ThirdPartyCompanyReport {
    reportUrl
  }
  ... on StockExchangeRelease {
    reportUrl
  }
}

fragment TrendingContent_1jQ2Cn on Query {
  trendingContent(type: ARTICLE) {
    __typename
    id
    title
    lang
    pageUrl
    createdAt
    type
    imgUrl
    companies {
      squareLogoUrl
      name
      id
    }
    authors {
      __typename
      imgUrl
      id
    }
    publishers {
      imgUrl
    }
  }
}


__typename

title

isPremium

lang

htmlBody

summary

companies

createdAt

publishers

authors

reactionGroups

pageUrl

translations

imgUrl

description

Analyst

Sauli Vilén

Kasper Mellas

Sampo is a Nordic property and casualty insurer operating also in the UK and in the Baltics. In the Nordics, Sampo provides insurance services across all countries, customer segments and products. In the UK, the company offers motor and home insurance for private individuals. The Group is made up of If P&C, Topdanmark, Hastings, and the parent company Sampo plc. Sampo was founded in 1909 and it is headquartered in Helsinki, Finland.

Sammon’s new CFO Lars Kufall Beck officially started his role today. In the latest IR blog, Lars tells a little more about himself.                   Inderes              Esittelyssä Sammon uusi talousjohtaja Lars Kufall Beck - Inderes    Sampo tiedotti 1.10.2025, että Ifin operatiivinen johtaja Lars Kufall Beck siirtyy konsernin uudeksi talousjohtajaksi 1.4.2026 alkaen. Hän seuraa tehtävässään Knut Arne Alsakeria.

The first quarter is almost done, and with it, we have just published Sampo’s pre-silent period summary (in English). It is available to everyone here: Sampo Group - Q1/2026 pre-silent analyst information. It’s also worth checking out last week’s IR blog, where we delve into the UK business in a bit more detail. The post can also be found on the Inderes service: Introducing Sampo’s Business Areas: Personal Customers in the UK - Inderes.

https://www.aviva.com/newsroom/news-releases/2026/03/aviva-launches-insurance-app-on-chatgpt/ The market in the UK is slowly being reformed. Pressure on the aggregator business, and indirectly on direct sellers (e.g., Lemonade) and aggregator optimizers (Hastings). Will everyone have their own CGPT Claude apps in the future?

This is always equally confusing. The stock exchange release states very clearly:  The Board of Directors proposes that the Annual General Meeting authorize the Board of Directors to decide, in one or more installments, on the acquisition of a maximum of 250,000,000 own A shares of Sampo plc.  “Authorize the Board of Directors to decide.” Not to buy, but to decide on the purchase. That is, to authorize the Board to buy or not to buy at its own discretion. The wording is roughly the same every year. And financial journalists don’t understand this. I understand if a rank-and-file reporter doesn’t get it, but come on, a financial journalist should understand these recurring matters. (And often, shareholders don’t grasp this authorization either, based on their speeches at AGMs.) EDIT: Kauppalehti corrected its headline.

I already pointed this out to the media company in question. The board is definitely not proposing a 250 million share buyback. This is a standard authorization obtained from the general meeting every year for the board to decide on buybacks at its discretion.

Edit // fake news, read Mirko’s message below Oh yeah, the owner will be spoiled if that can be realized.    And psst, “Sammon”.

I’ve come across the fact that, for example, at the French insurance giant Axa, the digital figures are about half as high compared to Sampo. In the USA, even lower on average​. It’s hard to find comprehensive and fully comparable data. So, is Sampo already the Lemonade of the Nordics?

Sampo

Q3 results were soft as If P&C fell slightly short of market expectations. However, in the big picture, this hasn’t led to major estimate changes and our view on the sum of the parts has remained unchanged. 

<p>Q3 results were soft as If P&amp;C fell slightly short of market expectations. However, in the big picture, this hasn’t led to major estimate changes and our view on the sum of the parts has remained unchanged. </p> 

	2021	22e	23e
Revenue	9,746.0	10,595.9	9,497.7
growth-%	15.9 %	8.7 %	-10.4 %
EBIT (adj.)	2,190.0	1,759.4	1,673.6
EBIT-% (adj.)	22.5 %	16.6 %	17.6 %
EPS (adj.)	0.52	0.45	0.43
Dividend	0.74	0.51	0.54
Dividend %	9.3 %	5.6 %	5.9 %
P/E (adj.)	15.4	20.6	21.6
EV/EBITDA	7.5	13.0	14.0

Sampo: Strong development continues

Key Estimate Figures27.10.2022

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