Nord Insuretech Group AB Publishes Annual Report for 2025

Key developments for 2025: 

• Step-change in new business: New business premiums (GWP) increased to SEK 57.573m (SEK 13.880m in 2024), demonstrating strong momentum and rapid scaling from a low base. 

• Significantly larger recurring portfolio: The insurance premium portfolio increased to SEK 61.755m at year-end (SEK 25.255m), supporting future earned premium and commission development. 

• Customer base nearly doubled: Active policies increased to 6,744 (3,418), confirming continued traction across partner-led distribution and digital customer journeys. 

• Digital scalability milestone: In Q4, 60% of new sales were completed fully digitally, strengthening the Group’s ability to scale volumes with increasing operating leverage. 

• EBITDA reflects timing effects in a high-growth year: Commission revenue is recognised on earned premium and therefore lags growth-related costs during rapid scale-up. 

Key figures for 2025 (Group): 

• Net sales: SEK 4.3 million (SEK 3.2 million) 

• Operating result (EBITDA): SEK –20.2 million (SEK –18.9 million) 

• Net result for the period: SEK –35.6 million (SEK –38.0 million) 

• Earnings per share: SEK –0.10 (SEK –0.16) 

In 2025, Nord Insuretech Group took further steps to implement digital customer journeys, enabling the company to scale cost-efficiently. Our team remains firm in the belief that customer centricity is the path to sustainable growth and profitability. 

The digital platform allows us to reach both existing and new customers through tailored messages, moving away from costly outbound sales models. This digital approach, combined with high-quality service where availability and response time are key, differentiates Nord Insuretech Group from its competitors. Our strategic roadmap is to continue developing along these lines, ensuring customer satisfaction and building shareholder trust by delivering on our key KPIs. 

The annual report is attached to this press release and is also available on the Company’s website: 
https://nordinsuretechgroup.se/reports-en