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S&P bekræftede OmaSp's kreditvurdering og fandt udsigterne negative

OMASPAnalyst Comment11.06.2026, 08.04
Kasper MellasAnalyst
Discuss

Automatisk oversættelse: Oprindeligt udgivet på finsk 11.6.2026, 06.04 GMT. Giv feedback her.

Oma Säästöpankki meddelte onsdag, at kreditvurderingsbureauet S&P Global Ratings har bekræftet selskabets lang- og kortsigtede finansieringskreditvurdering til BBB/A-2 og fastholdt de negative udsigter for vurderingen. S&P forventer, at bankens kreditporteføljekvalitet gradvist vil forbedres i løbet af de næste to år, men de negative udsigter afspejler stadig risikoen for forringelse og højere nedskrivninger end normalt.

Beslutningen er ikke overraskende, da kreditvurderingsbureauets bekymringer vedrørende kvaliteten af kreditporteføljen, som blev rejst i den tidligere rapport, endnu ikke er helt ovre, da misligholdte lån fortsatte med at stige i begyndelsen af året.

Oma Savings Bank is a Finnish bank that serves private and corporate customers nationwide through its branch offices and digital service channels. The company focuses primarily on retail banking operations and provides its clients banking services through its own balance sheet as well as by acting as an intermediary for its partners' products, such as credit, investment, and loan insurance products. OmaSp is also engaged in mortgage banking operations.

Read more on company page

Key Estimate Figures07.05

202526e27e
Operating income221.4200.5210.4
growth-%-18.0 %-9.4 %4.9 %
EBIT (adj.)56.653.454.5
EBIT-% (adj.)25.6 %26.6 %25.9 %
EPS (adj.)1.371.281.34
Dividend0.500.590.87
Dividend %4.1 %3.5 %5.1 %
P/E (adj.)8.913.212.6
EV/EBITDA62.759.154.6

Forum discussions

Kasper has published a new company report on OmaSp OmaSp reported a fairly unsurprising Q2 result. Consequently, our earnings forecasts for ...
8/13/2026, 4:29 PM
by Sijoittaja-alokas
1
I haven’t delved too deeply into the results, but at a quick glance, the quality of the loan portfolio continues to deteriorate. These two tables...
8/13/2026, 1:58 PM
8
Kassu interviewed OmaSP’s CEO Karri Alameri Topics: (00:00) Introduction (00:09) A quarter in line with expectations (01:00) Development of ...
8/13/2026, 12:40 PM
by Sijoittaja-alokas
0
OmaSP has been quite generous in distributing money to the business ventures of these particular gentlemen. NORDEA was also previously handing...
8/12/2026, 6:57 PM
by Lohav
3
Bankruptcy streak continues – Now OmaSp targets the owner of a former clothing store property The owner of the property located on Koulukatu...
8/12/2026, 6:40 PM
by Lohav
5
Here are Kassu’s pre-game comments ahead of OmaSp’s Q2 results on Thursday. We expect the bank’s earnings to have declined year-on-year due ...
8/11/2026, 7:58 AM
by Sijoittaja-alokas
2
The soup keeps simmering, and even the journalists at Ilkka have gotten a handle on where the shares owned by Casyr ended up: The article behind...
8/7/2026, 3:51 PM
23