Aktia Bank
9.48 EUR -0.94%8,662 investors are following this company
Aktia Bank offers banking services. The company is a Nordic financial company and offers financial services, asset management, insurance, and real estate brokerage. A large part of the services are offered via the company's network services and are offered to both private and corporate customers in most sectors. The largest presence is in the Finnish market. The company is headquartered in Helsinki.
P/E (24e)
7.14
ROE-% (24e)
14.47 %
P/B (24e)
1
Dividend yield-% (24e)
9.1 %
Target price
10.50 EUR
Recommendation
Accumulate
Updated
30.4.2024
NASDAQ Helsinki
AKTIA
Daily low / high price
9.44 / 9.62
EUR
Market cap
690.11M EUR
Turnover
504.01K EUR
Volume
53K
Business risk
Valuation risk
Current
Previous
Analyst
Kasper Mellas
Analyst
Latest videos
Financial calendar
Interim report
02.08.2024
Interim report
06.11.2024
Major OwnersSource: Millistream Market Data AB
Owner | Capital | Votes |
---|---|---|
RG Partners OY | 10.2 % | 10.2 % |
Erkki Etolas ägarkontrollerade bolag | 9.4 % | 9.4 % |
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Insider Transactions
Insider | Date | Total value |
---|---|---|
Outi Henriksson | 21.02.2024 | 13,650EUR |
Timo Vättö | 09.02.2024 | 26,930EUR |
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This content is for our Premium customers only.
Income statement
2020 | 2021 | 2022 | 2023 | 2024e | 2025e | 2026e | 2027e | |
---|---|---|---|---|---|---|---|---|
Operating income | 201.1 | 263.8 | 302.9 | 291.0 | 303.4 | 303.5 | 303.7 | 305.6 |
growth-% | -9.2 % | 31.2 % | 14.8 % | -3.9 % | 4.3 % | 0.0 % | 0.1 % | 0.6 % |
Operating expenses | -142.2 | -174.3 | -169.4 | -176.6 | -173.6 | -179.4 | -184.3 | |
Credit loss | -4.0 | -4.5 | -10.2 | -7.0 | -9.6 | -9.0 | -7.4 | |
EBIT (adj.) | 55.0 | 87.5 | 124.7 | 108.2 | 120.2 | 115.2 | 112.1 | 110.9 |
EBIT | 54.7 | 84.6 | 123.5 | 106.2 | 120.2 | 115.2 | 112.1 | 110.9 |
Net income | 42.6 | 66.8 | 98.3 | 84.2 | 96.8 | 92.1 | 89.6 | 88.7 |
EPS (adj.) | 0.62 | 0.99 | 1.38 | 1.19 | 1.33 | 1.26 | 1.22 | 1.20 |
growth-% | -21.9 % | 60.2 % | 40.0 % | -13.8 % | 11.3 % | -5.2 % | -3.1 % | -1.4 % |
Dividend | 0.43 | 0.56 | 0.43 | 0.70 | 0.86 | 0.82 | 0.79 | 0.78 |
Dividend ratio | 70.2 % | 60.2 % | 31.5 % | 60.4 % | 65.0 % | 65.0 % | 65.0 % | 65.0 % |
Profitability and return on capital
2020 | 2021 | 2022 | 2023 | 2024e | 2025e | 2026e | 2027e | |
---|---|---|---|---|---|---|---|---|
Cost to income-% | 70.7 % | 66.1 % | 55.9 % | 60.7 % | 57.2 % | 59.1 % | 60.7 % | |
ROA | 0.4 % | 0.6 % | 0.8 % | 0.7 % | 0.8 % | 0.7 % | 0.7 % | 0.7 % |
ROE | 6.7 % | 9.9 % | 15.6 % | 13.7 % | 14.5 % | 13.1 % | 12.2 % | 11.6 % |
ROE tangible | 7.4 % | 11.4 % | 18.9 % | 16.6 % | 17.2 % | 15.4 % | 22.2 % | |
Dividend yield | 4.4 % | 4.6 % | 4.2 % | 7.4 % | 9.1 % | 8.6 % | 8.4 % | 8.2 % |
Valuation
2020 | 2021 | 2022 | 2023 | 2024e | 2025e | 2026e | 2027e | |
---|---|---|---|---|---|---|---|---|
Share price (EUR) | 9.79 | 12.28 | 10.22 | 9.42 | 9.48 | 9.48 | 9.48 | 9.48 |
Shares | 69.6 | 71.8 | 72.0 | 72.6 | 72.9 | 73.2 | 73.5 | 73.8 |
Market cap | 681.1 | 881.7 | 735.8 | 684.3 | 691.5 | 694.4 | 697.2 | 700.0 |
Enterprise value | 897.8 | 1,168.8 | 1,034.9 | 894.1 | 857.4 | 829.5 | 801.1 | 772.0 |
P/E (adj.) | 15.9 | 12.4 | 7.4 | 7.9 | 7.1 | 7.5 | 7.8 | 7.9 |
P/B | 1.0 | 1.3 | 1.3 | 1.1 | 1.0 | 1.0 | 0.9 | 0.9 |
P/B tangible | 1.12 | 1.56 | 1.55 | 1.27 | 1.18 | 1.13 | 3.60 | - |
Dividend yield | 4.4 % | 4.6 % | 4.2 % | 7.4 % | 9.1 % | 8.6 % | 8.4 % | 8.2 % |
Common equity-% (CET1) | 14.0 % | 11.2 % | 9.0 % | 11.3 % | 12.6 % | 13.2 % | 13.8 % | |
Equity ratio | 6.3 % | 6.3 % | 5.2 % | 5.9 % | 6.1 % | 6.2 % | 6.2 % | 6.4 % |
Quarter data
Q1/23 | Q2/23 | Q3/23 | Q4/23 | 2023 | Q1/24e | Q2/24e | Q3/24e | Q4/24e | |
---|---|---|---|---|---|---|---|---|---|
Operating income | 70.3 | 70.3 | 75.3 | 75.2 | 291.0 | 77.3 | 75.8 | 75.4 | 74.9 |
EBIT | 22.2 | 26.8 | 32.0 | 25.2 | 106.2 | 33.3 | 30.2 | 30.3 | 26.4 |
Net income | 18.1 | 21.1 | 24.6 | 20.4 | 84.2 | 27.3 | 24.2 | 24.2 | 21.1 |
EPS (adj.) | 0.27 | 0.29 | 0.34 | 0.29 | 1.19 | 0.37 | 0.33 | 0.33 | 0.29 |
ShowingAll content types
Aktia Bank Plc: Managers’ Transactions – Joakim Frimodig
Aktia Bank Plc: Managers’ Transactions – Ann Grevelius
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